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PayPal: Pay in 3 reviews

4.76
Based on 96,274 reviews, last reviewed 9th Jul 2026
505% increase in 5 star reviews
in the past 90 days
455% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I pay with PayPal very often. I pay with PayPal very often. Everything is always fine. Reviewed on: 9th July 2026
Svetlana K's avatar
Svetlana K

Latest lowest rating:

2

You wouldn't allow me to take out a buy now pay 3 mo... You wouldn't allow me to take out a buy now pay 3 months later so the customer service I've had has been very poor when I have an excellent credit sco... Read more Reviewed on: 9th July 2026
Paul Williams's avatar
Paul Williams

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (96397)

Everything always runs smoothly with PayPal

5
Everything always runs smoothly with PayPal Reviewed on: 19th April 2026

Excellent service - love pay in 3 so handy

5
Excellent service - love pay in 3 so handy Reviewed on: 19th April 2026

Never had a problem with PayPal.

5
Never had a problem with PayPal. I use them all the time. I like how you can pay in 3 for items. I feel more protected using PayPal rather than my debit card directly because their security is so high. Reviewed on: 19th April 2026

I really like this service because it allows me flex...

5
I really like this service because it allows me flexibility to pay for items with ease. It's really seamless and you typically get approved within minutes. Payments are taken out on the same day each month from the exact day you paid the first instalment. Another great benefit is that it's interest free. Reviewed on: 19th April 2026

Always had a good experience in general, only ever n...

5
Always had a good experience in general, only ever needed to be refunded a couple of times for past payments that didn't work out, but on those occasions it was simple and trouble free Reviewed on: 19th April 2026

I have used Pay in 3 many times this has helped me m...

5
I have used Pay in 3 many times this has helped me many many times on a budget because this is mainly due to my health and well-being this is why this is priceless I'm very thankful paying three is a thing with PayPal Reviewed on: 19th April 2026

Love PayPal customer service, issues always resolved...

5
Love PayPal customer service, issues always resolved everytime I contact them Reviewed on: 19th April 2026

Never had any problem with payments or credits durin...

5
Never had any problem with payments or credits during a transaction. The payment in 3 is exceptional and helps to spread the cost without any additional interest. Reviewed on: 19th April 2026

Great options

5
It's really easy to use and has great options for paying monthly installments. Reviewed on: 19th April 2026

Good safe and reliable ok

3
Good safe and reliable used a few times with online purchases Reviewed on: 19th April 2026

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