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PayPal: Pay in 3 reviews

4.76
Based on 94,469 reviews, last reviewed 8th Jul 2026
504% increase in 5 star reviews
in the past 90 days
494% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Helpful and hassle free I've made several payments now with buy now pay in three monthly installments with out interest and I've been able to afford some of the things that w... Read more Reviewed on: 8th July 2026

Latest lowest rating:

1

Worst company even would be funny if wasn’t costing me Got blocked out of account due to you needing additional security which includes an historic phone number - no other options to validate ID. Tried cus... Read more Reviewed on: 8th July 2026
Thomas M's avatar
Thomas M

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (94675)

PayPal is my preferred payment method

5
PayPal is my preferred payment method, wherever it is available. I feel safer by using it. It is easy to use and convenient as I can split my payments to smaller, more manageable portions or can efer them for a later deadline. The customer service is excellent. Reviewed on: 16th April 2026

TOP CLASS!

5
Ever since I started my experience with Paypal (a long time ago now). I've been amazed by the excellence, speed of service, politeness, genuineness and outright superb customer service. They generally help and advise you and most of all I trust them completely. They are always my first choice when purchasing online, giving me options as well, to spread out costs for example at Christmas time when they are higher. I thoroughly recommend everyone set up a PayPal account you won't regret it. Reviewed on: 16th April 2026

Great idea for the times

5
Good idea in these times helps you get the items you want without stressing if you have enough money in bank to pay in full. Used correctly and it is a great idea Reviewed on: 16th April 2026

Easy to use.

5
Easy to use. Straight forward information. Pay in 3 with no interest. No problems Reviewed on: 16th April 2026

I’ve used pay in 3 quite a few times.

5
I’ve used pay in 3 quite a few times. It’s an easy, non-exploitative way to pay for items you’d prefer to spread the cost on. With no interest and clear payment dates, there’s no trickery involved. It’s a simple and great way to pay, I’m sure I will use it again in the future. Reviewed on: 16th April 2026

I love PayPal.

5
I love PayPal. It is my preferred way to pay for nearly everything. With added flexibility of PayPal credit and split payments it makes my shopping experience just a breeze. Reviewed on: 16th April 2026

Pay in 3 with no interest is a good way to spread...

5
Pay in 3 with no interest is a a good way to spread costs,under the knowledge that you have Pay Pal securityback up. Reviewed on: 16th April 2026

It’s great using PayPal 3 you can spread the cost ov...

5
It’s great using PayPal 3 you can spread the cost over 3 months with no interest added Reviewed on: 16th April 2026

Pay in three

5
Easy and quick to use the pay on three method Reviewed on: 16th April 2026

PayPal pay in three equals brilliant breathing space

5
PayPal pay in three has been so helpful in those months when cashflow is just not quite where I need it to be. It just offers some breathing space. Reviewed on: 16th April 2026

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