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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (94675 reviews)

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4.76

Based on 94,469 reviews, last reviewed 8th Jul 2026

504% increase in 5 star reviews

in the past 90 days

494% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Helpful and hassle free I've made several payments now with buy now pay in three monthly installments with out interest and I've been able to afford some of the things that w... Read more Reviewed on: 8th July 2026

Latest lowest rating:

1

Worst company even would be funny if wasn’t costing me Got blocked out of account due to you needing additional security which includes an historic phone number - no other options to validate ID. Tried cus... Read more Reviewed on: 8th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (94686)

My PayPal Experience.

Paypal feels personal, trustworthy, secure and easy to use. There are many options that can help you spread the cost of purchases in a achievable and safe manor. I have always had a great experience using PayPal and would definitely recommend it to all my friends and family. Reviewed on: 16th April 2026

Overall great to use

I’ve used PayPal Pay in 3 quite a few times to spread the cost of larger purchases, and it’s always been a breeze. The application process is quick and straightforward, and the monthly payments are so easy to manage. With 0% interest, it’s a great option if you want to split payments without any extra cost or hassle. Highly recommend! Reviewed on: 16th April 2026

BUDGET FRIENDLY YOUR BEST FRIEND

I find pay in 3 excellent because it gives you the opportunity to budget larger payments. This is also excellent when purchasing items for birthdays & xmas when you want to spend a bit more on loved ones. Reviewed on: 16th April 2026

I have been with PayPal for years

I have been with PayPal for years and have never had any complaints. Any issues have been resolved by Customer Service. Reviewed on: 16th April 2026

Paypal pay in 3 is perfect for budgeting, easy to use.

Paypal pay in 3 is perfect for budgeting, easy to use. They are always sending reminders before payment due dates. Excellent tool and service. Reviewed on: 16th April 2026

I'm using PayPal more often nowadays, and have never...

I'm using PayPal more often nowadays, and have never once had an issue. Effective, efficient and easy to use. Reviewed on: 16th April 2026

Smooth and convenient way to pay

Smooth and convenient way to pay Review: I’ve used PayPal’s Pay in 3 several times now, and it’s been a seamless experience. The setup is incredibly easy, and I love how it breaks down larger purchases into manageable interest-free payments. It helps me manage my monthly budget much better without any hidden fees. Highly recommended! Reviewed on: 16th April 2026

paypal has improved a lot in the past 5 years - I am...

paypal has improved a lot in the past 5 years - I am using them more and more. Reviewed on: 16th April 2026

Easy to use and helps support breaking down payments

Easy to use and helps support breaking down payments Reviewed on: 16th April 2026

It is good to earn points for money I be spending so...

It is good to earn points for money I be spending so I can treat myself to something with them also app is easy to use Reviewed on: 16th April 2026

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