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PayPal: Pay in 3 reviews

4.76
Based on 85,182 reviews, last reviewed 7th Jul 2026
447% increase in 5 star reviews
in the past 90 days
435% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Absolutely brilliant service always happy to help Absolutely brilliant service always happy to help Reviewed on: 7th July 2026
Lee H's avatar
Lee H

Latest lowest rating:

1

I have been cheated out of £80 from a company that i... I have been cheated out of £80 from a company that is known for it i put a claim in and PayPal turned it down in favour of the company I appealed and ... Read more Reviewed on: 7th July 2026
Scott B's avatar
Scott B

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (86622)

Great service

5
No problem with PayPal at all. They're a reliable service and handle all my queries with professionalism Reviewed on: 6th April 2026

Keeping things real

5
Money is a stressful enough commodity as it is, particularly at the moment. Families and households are struggling and we just need to keep things simple - which is why I have used PayPal for many many years now. Reviewed on: 6th April 2026

Easy to use, works brilliantly!

5
Easy to use, works brilliantly! Using the app is eady, can see exactly what you need , owe etc! Reviewed on: 6th April 2026

For no reason IAM refused pay in 3, not interested i...

1
For no reason IAM refused pay in 3, not interested in£1000 no explanation why, I've had it before never missed a repayment. Reviewed on: 6th April 2026

Always trustworthy, helpful and responsive

5
Always trustworthy, helpful and responsive Reviewed on: 6th April 2026

It’s so easy to choose and easy to use - just a few...

5
It’s so easy to choose and easy to use - just a few extra clicks and pay in 3 is in place and helps me budget for things I need Reviewed on: 6th April 2026

I love using PayPal.

5
I love using PayPal. Their financial products are excellent as is the rrwards system. I have peace of mind when purchasing with PayPal. Reviewed on: 6th April 2026

PayPal is easy and straightforward to use.

5
PayPal is easy and straightforward to use. Reviewed on: 6th April 2026

I like the pay in 3 feature as it gives me the abili...

4
I like the pay in 3 feature as it gives me the ability to pay for bigger purchases over a period of time and paypal is available on most retail websites which makes it very accessible Reviewed on: 6th April 2026

A Secure, Simple, and Reliable Way to Manage Money

5
I’ve always found PayPal to be one of the most reliable and convenient ways to manage my money online. Whether I’m shopping, sending money, or dealing with refunds, everything feels straightforward and secure. One of the things I appreciate most is the level of buyer protection. Knowing that there’s support in place if something goes wrong gives me real peace of mind, especially when making larger purchases. The process is usually smooth, and I feel like my concerns are taken seriously. I also like how quick and easy it is to send and receive money. It saves so much time compared to traditional methods, and everything is clearly laid out in the app, which makes it very user-friendly. Overall, PayPal has made managing payments much simpler for me. It’s a service I trust and regularly rely on, and I’d definitely recommend it to anyone looking for a secure and efficient way to handle their money. Reviewed on: 6th April 2026

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