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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (79318 reviews)

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4.76

Based on 79,202 reviews, last reviewed 3rd Jul 2026

5358200% increase in 5 star reviews

in the past 90 days

10100% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Great idea well executed! Pay in 3 is an excellent way of splitting the cost of things. I paid €1300 for an apartment over 3 months and it really helped my finances. Another ti... Read more Reviewed on: 3rd July 2026

Latest lowest rating:

1

Need pay in 6/9/12 months as pay in 3 is not good en... Need pay in 6/9/12 months as pay in 3 is not good enough just yet. Reviewed on: 2nd July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (79318)

stands out as a practical, flexible, and customer-fr...

stands out as a practical, flexible, and customer-friendly payment option. It helps consumers manage their finances more effectively while also offering retailers a tool to boost sales and enhance customer satisfaction. The interest-free nature, coupled with the convenience and transparency of the service, makes "Pay in 3" a valuable facility for modern shoppers and businesses alike. Reviewed on: 14th June 2024

Secure online purchases.

Secure online purchases. Spread the cost at no cost. Great support from customer services and easy resolution to any purchase disputes. Reviewed on: 14th June 2024

Easy to use, simple steps to follow

Easy to use, simple steps to follow Reviewed on: 14th June 2024

PayPal has been a great way for me to pay

PayPal has been a great way for me to pay for and at time source funding for my house renovation. Their pay in 3 scheme is great and their 0% credit offers are highly useful. Reviewed on: 14th June 2024

Pay in three really helps when you have to make a bi...

Pay in three really helps when you have to make a bigger purchase but given the breathing room to enjoy it! Reviewed on: 14th June 2024

Great service

Ease of use. Great option to spread the cost. Communication is great to let you know when payments are coming up. Reviewed on: 14th June 2024

Seamless shopping experience integration

The integration to payment gateways when shopping online is stacked to use as a shopper. Being able to spoilt payments with zero interests is really helpful in today’s economic outlook. The app itself is very intuitive and keeps you fully up to speed with payments and what you have coming up. Reviewed on: 14th June 2024

Easy to use app.

Easy to use app. A very good introductory discount. I don’t worry about security when I am using Paypal to make my payments Reviewed on: 14th June 2024

It's easy and secure.

It's easy and secure. I love PayPal credit as it's most convenient way to pay. Reviewed on: 14th June 2024

Great speedy service.

Great speedy service. Answer within minutes exactly what is needed with this type of purchase. payments easy to set up and the app is great for tracking where you’re at with things Reviewed on: 14th June 2024

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