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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (79304 reviews)

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4.76

Based on 79,202 reviews, last reviewed 3rd Jul 2026

5358200% increase in 5 star reviews

in the past 90 days

10100% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Great idea well executed! Pay in 3 is an excellent way of splitting the cost of things. I paid €1300 for an apartment over 3 months and it really helped my finances. Another ti... Read more Reviewed on: 3rd July 2026

Latest lowest rating:

1

Need pay in 6/9/12 months as pay in 3 is not good en... Need pay in 6/9/12 months as pay in 3 is not good enough just yet. Reviewed on: 2nd July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (79305)

Spread the costs

Paid for a higher value item and spread the costs over 3 months. No brainier. Reviewed on: 14th June 2024

fast, convenient, simple

Highly recommend, fast, convenient, simple. I can afford to buy more things now. Reviewed on: 14th June 2024

Really good

Amazing experience., Knowledgeable team Reviewed on: 14th June 2024

Pay in 3 just allows you to use your current account...

Pay in 3 just allows you to use your current account instead of deferring to a credit card for reasonable spends below £400 Reviewed on: 14th June 2024

Easy to use, secure and reliable

Easy to use, secure and reliable Reviewed on: 14th June 2024

Easy to use app.

Easy to use app. I'm confident in the brand which provides reassurance and ease when purchasing on line. Don't know how to access customer service though Reviewed on: 14th June 2024

Good for spreading them payments .

Good for spreading them payments interest free. Quick and easy to do. Reviewed on: 14th June 2024

Pay on 3 Great service

Excellent and easy to use. I find this an easy way to manage money when purchasing hoods and services. Reviewed on: 14th June 2024

They have your back every time!

Every time I've had a problem with a seller PayPal has always been there covering my back. They provide an easy and flexible way to manage budgets and spread the cost of expensive items which means I'd purchase goods that I might not otherwise buy. Thanks PayPal team! Reviewed on: 14th June 2024

Smooth experience and helpful Customer service

Smooth experience and helpful Customer service Reviewed on: 14th June 2024

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