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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (79279 reviews)

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4.76

Based on 79,202 reviews, last reviewed 3rd Jul 2026

5358200% increase in 5 star reviews

in the past 90 days

10100% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Great idea well executed! Pay in 3 is an excellent way of splitting the cost of things. I paid €1300 for an apartment over 3 months and it really helped my finances. Another ti... Read more Reviewed on: 3rd July 2026

Latest lowest rating:

1

Need pay in 6/9/12 months as pay in 3 is not good en... Need pay in 6/9/12 months as pay in 3 is not good enough just yet. Reviewed on: 2nd July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (79279)

Great Interest Free Service Available

Great service and facility to pay for goods on an interest free basis Reviewed on: 14th June 2024

Excellent service and real help allways

Excellent service and real help allways Reviewed on: 14th June 2024

Always been there to lighten the load.

Always been there to lighten the load. Having the option of paying in 3 payments really helps with some months for larger purchases Reviewed on: 14th June 2024

Freedom to shop

It gives me freedom to shop online without worrying Reviewed on: 14th June 2024

Good updates and communication.

Good updates and communication. Always alerts with messages that are necessary. Good customer service online and through phone call Reviewed on: 14th June 2024

Best option ever, better then having a credit card a...

Best option ever, better then having a credit card at least your credit items get paid off rather then sitting building up interest, bring on pay in 4,5,6 Reviewed on: 14th June 2024

Great Service- No Interest on instalments.

So far so good. I just love that you can pay for purchases in 3 installments.. It makes some purchases more accessible and with no interest added when you pay on time. Reviewed on: 14th June 2024

Would recommend to friends and family

Would recommend to friends and family Reviewed on: 14th June 2024

Pay in 3 gives me the flexibility...

Pay in 3 gives me the flexibility to pay over time, it's quick and easy. It's my go to option when my money needs to stretch a little further. Reviewed on: 14th June 2024

Pay in 3 handy, customer service issue.

Really handy having the pay in 3 option, have had an issue where i was charged higher than expected as they hadnt added on delivery, customer service didnt read message properly and sent issue to the seller as apposed to dealing with it themselves. Issue was not resolved. Reviewed on: 14th June 2024

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