Write a review

Newsletter

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (87644 reviews)

View other PayPal products

4.76

Based on 85,182 reviews, last reviewed 7th Jul 2026

447% increase in 5 star reviews

in the past 90 days

435% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Absolutely brilliant service always happy to help Absolutely brilliant service always happy to help Reviewed on: 7th July 2026

Latest lowest rating:

1

I have been cheated out of £80 from a company that i... I have been cheated out of £80 from a company that is known for it i put a claim in and PayPal turned it down in favour of the company I appealed and ... Read more Reviewed on: 7th July 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (87709)

I have never had problems with PayPal pay in 3 , tra...

I have never had problems with PayPal pay in 3 , transaction are authorised promptly . I have never default with my payment, so no problem encountered ... The site is easy to navigate now unlike before. Reviewed on: 8th July 2026

Not a one trick pony.

I have used paying 3 interest free payments several times - excellent way to spread the cost of more expensive items. Paying money owed to friends and family - another excellent free service. Have a number of credit and debit cards lodged with PayPal so can choose source of funding when making on+line purchases with paypal Reviewed on: 8th July 2026

Excellent and very good PayPal credit card and the p...

Excellent and very good PayPal credit card and the pay in 3 Reviewed on: 8th July 2026

I have never had a problem with Paypal , the service...

I have never had a problem with Paypal , the service is straightforward and easy to use and I feel protected using it Reviewed on: 8th July 2026

PayPal a friend in the digital world

Always there to protect you purchases and your transactions, should anything Go wrong you'll have that extra help Reviewed on: 8th July 2026

Easy to spread cost quickly and efficiently

Easy to spread cost quickly and efficiently Reviewed on: 8th July 2026

Not a single complaint

They have always been fantastic. I have never once had to contact them in the four years I have used them. I couldn't ask for more as a financial service provider. Reviewed on: 8th July 2026

Love PayPal

Love PayPal it always makes me feel secure about buying online Reviewed on: 8th July 2026

PayPal pay in three is just amazingly simple and con...

PayPal pay in three is just amazingly simple and convenient Reviewed on: 8th July 2026

Never had any problem.

Never had any problem. Very trustworthy. Reviewed on: 8th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail finance
from Buyline 4.37 from 26 reviews
Buy Now Pay Later
from Etika 4.80 from 663 reviews
Buy now pay later
from Clearpay 3.76 from 58 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.73 from 168264 reviews
Payments
from PayPal 4.70 from 3809 reviews
Credit card
from PayPal 4.69 from 115 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub