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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (94602 reviews)

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4.76

Based on 94,469 reviews, last reviewed 8th Jul 2026

504% increase in 5 star reviews

in the past 90 days

494% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Helpful and hassle free I've made several payments now with buy now pay in three monthly installments with out interest and I've been able to afford some of the things that w... Read more Reviewed on: 8th July 2026

Latest lowest rating:

1

Worst company even would be funny if wasn’t costing me Got blocked out of account due to you needing additional security which includes an historic phone number - no other options to validate ID. Tried cus... Read more Reviewed on: 8th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (94609)

Good experience with paypal.

Good experience with paypal. No incidents and their customer service is prompt in responding to issues and refunds Reviewed on: 9th June 2024

i am a student who struggles when it comes to saving...

i am a student who struggles when it comes to saving money, my spending is horrendous and I am unemployed as I am more concerned with my studies, but the pay in 3 allows for me to pay in 3 instalments over a 3 month period, with no interest as well, it has been the best investment ever and I love it so much because it is so convenient. lastly to keep it sweet and short, I genuinely prefer this over Klarna and clearpay Reviewed on: 9th June 2024

PayPal has changed my life on so many occasions I ne...

PayPal has changed my life on so many occasions I needed to purchased something and been able to split into 3 which has helped me so much Reviewed on: 9th June 2024

I really apppreciate having the opportunity to pay.

I really appreciate having the opportunity to pay. PayPal over 3 instalments without having interest. So PayPal is my pall. Reviewed on: 9th June 2024

Payment change

When the furniture I bought with pay in 3 had to be changed for a cheaper item the payments were altered for me automatically.Hassle free. Reviewed on: 9th June 2024

Practical and easy to manage.

Practical and easy to manage. Pay in 3/PayPal also has great customer service and it is reassuring when making big purchases. Reviewed on: 9th June 2024

Very good .

Very good . Easy to set up, reminder is good Reviewed on: 9th June 2024

I find it difficult to access other pay over time pl...

I find it difficult to access other pay over time plans, paypal is intuitive and quick to use. Works every time, great product. Reviewed on: 9th June 2024

Very good experience would recommend 100% to friends...

Very good experience would recommend 100% to friends and family Reviewed on: 9th June 2024

Great way to spread cost and at no additional expens...

Great way to spread cost and at no additional expense thank you! Reviewed on: 9th June 2024

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