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PayPal: Pay in 3 reviews

4.76
Based on 85,182 reviews, last reviewed 7th Jul 2026
447% increase in 5 star reviews
in the past 90 days
435% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Absolutely brilliant service always happy to help Absolutely brilliant service always happy to help Reviewed on: 7th July 2026
Lee H's avatar
Lee H

Latest lowest rating:

1

I have been cheated out of £80 from a company that i... I have been cheated out of £80 from a company that is known for it i put a claim in and PayPal turned it down in favour of the company I appealed and ... Read more Reviewed on: 7th July 2026
Scott B's avatar
Scott B

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (88705)

Use pay in 3 very often, it’s extremely convenient a...

5
Use pay in 3 very often, it’s extremely convenient and easy to use, anywhere that takes PayPal, and the order amount is enough, you can use pay in 3. Highly recommend. Reviewed on: 2nd June 2024

Peace of mind

5
Helps with financial problems so I can bug and think about the money later Reviewed on: 2nd June 2024

Nice and simple.

5
Really handy and easy to use. Makes it easy to purchase items and spread cost . Reviewed on: 2nd June 2024

Pay in 3, offset tiny costs, increase savings.

5
Pay in 3 offsets the increasing costs a tiny amount and helps grow your savings by keeping your money in savings for longer. Reviewed on: 2nd June 2024

Easy to use, reliable and reassures you that payment...

5
Easy to use, reliable and reassures you that payment is protected. I would always use PayPal if that option was available. Reviewed on: 2nd June 2024

I find pay in 3 very convenient.

5
I find pay in 3 very convenient. I don't have to pay in full and have a chance to buy things I need without breaking a bank. Reviewed on: 2nd June 2024

Pay in 3

5
Very convenient way of paying takes only 3 payments instead of 1 big payment, and no PayPal credit balance needed Reviewed on: 2nd June 2024

Easy and safe

5
Easy and safe way to manage your money Reviewed on: 2nd June 2024

It’s convenient to spread the cost and with no inter...

5
It’s convenient to spread the cost and with no interest. Although a pay in six would be great with larger ticket items. Reviewed on: 2nd June 2024

Easy to use interest free credit platform (better th...

5
Easy to use interest free credit platform (better than the pink one) Easy to use and very clear in their offering to consumers. Reviewed on: 2nd June 2024

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