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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (94707 reviews)

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4.76

Based on 94,469 reviews, last reviewed 8th Jul 2026

504% increase in 5 star reviews

in the past 90 days

494% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Helpful and hassle free I've made several payments now with buy now pay in three monthly installments with out interest and I've been able to afford some of the things that w... Read more Reviewed on: 8th July 2026

Latest lowest rating:

1

Worst company even would be funny if wasn’t costing me Got blocked out of account due to you needing additional security which includes an historic phone number - no other options to validate ID. Tried cus... Read more Reviewed on: 8th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (94718)

Excellent service hassle free

Excellent service hassle free easy to manage Reviewed on: 8th June 2024

Easy to use, helps spread the cost if major purchase...

Easy to use, helps spread the cost if major purchases, making it easier to plan and take advantage to buy when items are on sale. Shorter lending periods mean that individuals are less likely to get into difficulties by over borrowing, as the purchase needs to be paid back in the medium term not long term. Reviewed on: 8th June 2024

Good for friends and family transfers, poor for sell...

Good for friends and family transfers, poor for selling though, high fees Reviewed on: 8th June 2024

Good service when required used for extra bits and bobs

Good service when required used for extra bits and bobs Reviewed on: 8th June 2024

Really like it

It's really good service to afford expensive goods for myself. Reviewed on: 8th June 2024

PaylPal: An app you can trust

PayPal is a super easy, user-friendly app with a lot of additional functions to support its customers. The Pay in 3 option in particular is fantastic for anyone who needs to make a big purchase but is concerned about the full amount coming out of their account at one time. I use the pay in 3 option frequently and it definitely relieves financial stress when you can use this approach with a trusted vendor. I would recommend it to anyone in a similar position who wants to break the payments for larger purchases down into three smaller increments over a 3-month period. It’s an stress-free, helpful function which makes the lives of PayPal customers a little easier! Reviewed on: 8th June 2024

Easy and straightforward, a great way to make things...

Easy and straightforward, a great way to make things more affordable Reviewed on: 8th June 2024

Very convenient and easy service to use.

Very convenient and easy service to use. Fast approval. Good security options to verify payment. Defitnely my go-to service if I want to spread payments. Helps with cash flow. Would recommend to others. Reviewed on: 8th June 2024

PayPal helps sort the bad seller carriers like Evri...

PayPal helps sort the bad seller carriers like Evri Courier's when they falsify they deliver reports to admitting that with all my evidence and 6 weeks plus of complaints to their Couriers plus months of the seller refusing to do anything as their Courier failed to give incorrect instructions saying it was delivered when the parcel was delivered and it can clearly be seen in there own photo proof evidence and also falling to investigated the complaint from me when the parcel was nowhere to be seen or left with any of the Neighbours before they client was informed of their or non delivery of parcels and my order was never delivered and they're own photo evidence shower it was left near the road in unscure open spaces after they were informed that no-one is home over the weekend till Monday so not to deliver the parcel till Monday yet they ingored all the advice and lost the parcels which their own photo evidence shows that the parcel was not give to anyone or the door been had been opened to accept the delivery and this happens a very lot and sometimes 4 times in a month is why I use PayPal as they correctly investigate and safely retrieve all my money back within one or two week of raising the issue with them after they have seen my report that I have constantly chasing them up with letters and emails to both the buyer and numerous enquiries with their Carrier; Evri Courier Company in which clearly shows they had misinformed their clients when they send use their own photo evidence proof showing it was never delivered safely and securely or to the correct address which they’re photo clearly shows a unopened doors and no one recieving the parcels and at they had inCorrectly adviced there delivery reports to their clients about the delivery parcels that was lost by their own Courier and all the evidence clearly showed it wasn't delivered. Reviewed on: 8th June 2024

With the cost-of-living being so bad at the moment t...

With the cost-of-living being so bad at the moment this has helped me buy the necessity things and spread the payment over the three months great idea Reviewed on: 8th June 2024

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