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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (98889 reviews)

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4.76

Based on 98,602 reviews, last reviewed 12th Jul 2026

508% increase in 5 star reviews

in the past 90 days

490% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Love PayPal and how easy it is to split payments x3... Love PayPal and how easy it is to split payments x3 (no interest!) However my main reason for using PayPal is that I know my purchase is covered from ... Read more Reviewed on: 12th July 2026

Latest lowest rating:

1

Most times I’m unable to use Pay in 3 Most times I’m unable to use Pay in 3 Reviewed on: 12th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (98893)

evening is Perfect I was very happy

evening is Perfect I was very happy Reviewed on: 13th June 2024

Great for low income families

This is perfect for purchasing more expensive items and works great for low income families, thank you Reviewed on: 13th June 2024

Has been really useful for big purchases

Has been really useful for big purchases Reviewed on: 13th June 2024

Paypal is great.

Paypal is great. My go to way of paying Reviewed on: 13th June 2024

Pay in 3 is a great way to spread the costs for prod...

Pay in 3 is a great way to spread the costs for products and the variety of things you can use it for is amazing! I would definitely recommend to anyone and if you’re in finance difficulty the pay pal team help you to manage your finances when using their services. Reviewed on: 13th June 2024

Useful for large purchases and hassle free payments

Useful for large purchases and hassle free payments Reviewed on: 13th June 2024

It's a no brainer. Win win and no interest charged.

I've used PayPal pay in 3 on quite a few occasions, like Jet2.com, IKEA, Argos,Temu, The Co-Op. I find that it's easier for me to pay in 3 then I can budget for larger purchases, as in shopping, or for flights to visit family who live abroad. I find it extremely helpful, especially as there are no interest to pay. It's a win win solution/situation. Reviewed on: 13th June 2024

Used a few times when I need to spread the cost, eas...

Used a few times when I need to spread the cost, easy to use, and easy to pay in full Reviewed on: 13th June 2024

I had my account hacked.

I had my account hacked. Customer service were brilliant at quickly fixing it. There never a really long wait time to talk to a person Reviewed on: 13th June 2024

Smooth payments

Not sure what there is to say. Smooth, no troubles Reviewed on: 13th June 2024

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