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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (98926 reviews)

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4.76

Based on 98,602 reviews, last reviewed 12th Jul 2026

508% increase in 5 star reviews

in the past 90 days

490% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Love PayPal and how easy it is to split payments x3... Love PayPal and how easy it is to split payments x3 (no interest!) However my main reason for using PayPal is that I know my purchase is covered from ... Read more Reviewed on: 12th July 2026

Latest lowest rating:

1

Most times I’m unable to use Pay in 3 Most times I’m unable to use Pay in 3 Reviewed on: 12th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (98930)

Affordability with unexpected costs

With pay in 3 it helps with those larger payments and spread over 3 months it makes so much more affordable Reviewed on: 13th June 2024

Many thanks

Refunds have gone on promptly and pay in 3 with no interest is a godsend with what's happening financially at the moment Thankyou Reviewed on: 13th June 2024

Love the pay in 3 let’s you pay monthly without any...

Love the pay in 3 let’s you pay monthly without any interest Reviewed on: 13th June 2024

I have used PayPal pay in 3 for a number of purchases.

I have used PayPal pay in 3 for a number of purchases. I had a dispute with a retailer and PayPal customer service was excellent. I received the full amount of my purchase back as the retailer did not fulfil the requirements of the complaint. Reviewed on: 13th June 2024

So easy to use

I try and pay everything through PayPal and the pay in 3 is fantastic especially when you see a bargain so that you can buy there and then. You also get handy reminders so you don’t forget when the payments are due and they give you plenty of notice too. I like PayPal as I feel comfortable buying things on line and using their services Reviewed on: 13th June 2024

I love Paypal.

I love Paypal. It helps when I am in need Reviewed on: 13th June 2024

It’s a speedy way to stretch the payments for items...

It’s a speedy way to stretch the payments for items that you need without the hassle of bank loans. I have been able to use the service to expand my business and buy training and equipment to diversify. Reviewed on: 13th June 2024

Good payment functions.

Good payment functions. Convenient and easy to use. Reviewed on: 13th June 2024

Pay in 3 helps to budget for larger value purchases.

Pay in 3 helps to budget for larger value purchases. Reviewed on: 13th June 2024

A simple payment system

A simple to use payment system that all ages can get to grips with Reviewed on: 13th June 2024

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