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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (98914 reviews)

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4.76

Based on 98,602 reviews, last reviewed 12th Jul 2026

508% increase in 5 star reviews

in the past 90 days

490% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Love PayPal and how easy it is to split payments x3... Love PayPal and how easy it is to split payments x3 (no interest!) However my main reason for using PayPal is that I know my purchase is covered from ... Read more Reviewed on: 12th July 2026

Latest lowest rating:

1

Most times I’m unable to use Pay in 3 Most times I’m unable to use Pay in 3 Reviewed on: 12th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (98925)

Secure credit made simple

A great way to spread the cost of larger purchases. Very easy to apply and with auto payments, no need to worry about missed payments. You can budget around your payments so no nasty surprises Reviewed on: 13th June 2024

Really efficient service, has helped out making purc...

Really efficient service, has helped out making purchases over a manageable time without going into debt with interest. Reviewed on: 13th June 2024

Has been a saviour me

Has been a saviour for me. It enabled me to purchase items which otherwise I couldn't. Reviewed on: 13th June 2024

Great service :) Highly recommend

A lot of online shopping outlets like sports direct allow for you to split the payments. JD doesn't seem to work at least with the app. But it helps so much and if there were ways to split payments even more I would haha. Any service without interest us good and good for the community so well done paypal :) Reviewed on: 13th June 2024

PayPal helps manage payments

PayPal provides a secure way to make payments and transfer money without needing to share bank details. Pay in 3 is a great way of spreading the costs of purchases interest free and really helps me manage my outgoings. Reviewed on: 13th June 2024

I love they pay in 3 option.

I love they pay in 3 option. It also helps keep your credit score good. Reviewed on: 13th June 2024

Excellent Service and great to have.

Excellent Service and great to have. Reviewed on: 13th June 2024

The best and fastest way to get wat you need for you...

The best and fastest way to get wat you need for your home or holiday. Reviewed on: 13th June 2024

Very easy and convenient.

Very easy and convenient. And the fact it's interest free makes it all the more appealing. Reviewed on: 13th June 2024

PayPal is here to stay

I love the app interface, I love how easy it is to send and recurve monies and I love how accessible pay in 3 is as it’s on almost all websites Reviewed on: 13th June 2024

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