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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (98886 reviews)

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4.76

Based on 98,602 reviews, last reviewed 12th Jul 2026

508% increase in 5 star reviews

in the past 90 days

490% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Love PayPal and how easy it is to split payments x3... Love PayPal and how easy it is to split payments x3 (no interest!) However my main reason for using PayPal is that I know my purchase is covered from ... Read more Reviewed on: 12th July 2026

Latest lowest rating:

1

Most times I’m unable to use Pay in 3 Most times I’m unable to use Pay in 3 Reviewed on: 12th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (98886)

I have used PayPal for a few years now and I am very...

I have used PayPal for a few years now and I am very confident my money is safe. I have never had a problem and if PayPal is available as a choice of payment I will always use it. It’s my go to payment app. Reviewed on: 13th June 2024

The convenient way to pay

I always have great service when I use PayPal. I would always recommend PayPal to my friends. It’s easy to use and convenient. Reviewed on: 13th June 2024

Pay in 3, a great way to pay online

it has been positive for me as the pay in 3 options is flexible yet more manageable than just pure credit as the payments are fixed and easier to plan for. Reviewed on: 13th June 2024

Love it!

Love it! Lets me buy bigger purchases over time. Reviewed on: 13th June 2024

Good customer service, with easy payments.

Good customer service, with easy payments. Reviewed on: 13th June 2024

Excellent Payment System

Pay in 3 makes life a bit easier to manage finances thanks Reviewed on: 13th June 2024

Pay in 3 helps with breaking down daily spending , c...

Pay in 3 helps with breaking down daily spending , currently with cost of living going up . I use pay in 3 a lot from dominos pizza to eBay Reviewed on: 13th June 2024

Love pay in 3

I have used pay in 3 multiple times without any issues. Reviewed on: 13th June 2024

Loyal customer since 2004

Overall.very good service but exchange rates are too high. Paying in 3 is a great alternative to Klarna or Clearpay. I don't have to remember to pay the remaining installments, PayPal does everything for me. Reviewed on: 13th June 2024

Seamless payment experience.

Seamless payment experience. PayPal: Pay in 3 integrates magically into your payment experience. No fuss, No fancy features, just a user-friendly method with customer satisfaction at its core. State-of-art payment product as it should be. Reviewed on: 13th June 2024

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