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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (86361 reviews)

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4.76

Based on 85,182 reviews, last reviewed 7th Jul 2026

447% increase in 5 star reviews

in the past 90 days

435% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Absolutely brilliant service always happy to help Absolutely brilliant service always happy to help Reviewed on: 7th July 2026

Latest lowest rating:

1

I have been cheated out of £80 from a company that i... I have been cheated out of £80 from a company that is known for it i put a claim in and PayPal turned it down in favour of the company I appealed and ... Read more Reviewed on: 7th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (86622)

It gave ME no pay in 3 for expensive product! !

The last expensive purchase I made for 100s of pounds you refused pay in 3. I told you but have not received ANY communication on that! I have never owed you anything. Why did you do that and today I ordered again over 50 pounds worth and there was no option for pay in 3 FOR ME again and I'm just in the process of introducing a new friend which I now can't do. Reviewed on: 21st May 2024

Very convenient and easy to use.

Very convenient and easy to use. Reviewed on: 21st May 2024

Great service and product.

Great service and product. Had to call customer service once and they weee incredible. Polite, knowledgeable and sorted my query asap. Thanks Reviewed on: 21st May 2024

Pay in 3 provides an opportunity to purchase things...

Pay in 3 provides an opportunity to purchase things I may not be able to afford at that time.Details of my payments are displayed fully and reminders are sent well in advance Reviewed on: 21st May 2024

Love the pay in 3 payment method as its so easy to s...

Love the pay in 3 payment method as its so easy to spread the cost when buying multiple items/ products. Very satisfied with this option & I use it all the time ! Reviewed on: 21st May 2024

Easy to use and track payments.

Easy to use and track payments. Always good to get payments reminders Reviewed on: 21st May 2024

Swift decision and setup, it couldn’t be easier

Swift decision and setup, it couldn’t be easier or more convenient. The one thing to bear in mind is that using Pay in 3 may possibly affect your credit rating with some companies. I’ve never experienced any problems with Pay in 3, which is why I gave it top marks. Reviewed on: 21st May 2024

it is easy way of paying.

it is easy way of paying...it gives us opporunities to pay for more expensive purchases Reviewed on: 21st May 2024

Excellent company to deal with

Excellent company to deal with easy to use app Reviewed on: 21st May 2024

Absolutely brilliant I can explore my options with s...

Absolutely brilliant I can explore my options with such great confidence and experience the quality of using PayPal UK Reviewed on: 21st May 2024

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