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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (86729 reviews)

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4.76

Based on 85,182 reviews, last reviewed 7th Jul 2026

447% increase in 5 star reviews

in the past 90 days

435% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Absolutely brilliant service always happy to help Absolutely brilliant service always happy to help Reviewed on: 7th July 2026

Latest lowest rating:

1

I have been cheated out of £80 from a company that i... I have been cheated out of £80 from a company that is known for it i put a claim in and PayPal turned it down in favour of the company I appealed and ... Read more Reviewed on: 7th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (86742)

Seamless and convenient experience

I have used PayPal a lot in general and recently used pay in 3 a lot. Paypal's seamless experience on various merchants makes it my go-to choice. The login process and authentication process is straightforward and therefore it gets super convenient to pay using PayPal. Reviewed on: 21st May 2024

Pay In 3 is perfect for the gamer in me.

PayPal's Pay In 3 feature allowed me to purchase a Playstation 5 when they were still hard to come by at their initial launch. Being able to split the near £500 payment across 3 monthly installments made managing the purchase a lot easier, whilst being able to enjoy the top quality specifications and games that came with the new console. This feature has also allowed me to purchase vouchers for purchasing games on the PlayStation Store a lot easier whilst again, making managing the funds a lot simpler and straightforward. I would highly recommend PayPal and especially this service to those who are able to utilise its benefits. Reviewed on: 21st May 2024

So useful when my money is tight

So useful when my money is tight Reviewed on: 21st May 2024

good way to spread the cost!

i think paypal pay in free is a good way to spread the cost and it’s always reliable! i love using this service Reviewed on: 21st May 2024

No customer service.

No customer service. Dely of the transaction. Reviewed on: 21st May 2024

I've used Paypal for a long time

I've used Paypal for a long time and the pay in 3 really does help a lot with any online purchases I want to do. It allows me to manage my money a lot easier without having to worry and also helps a lot to purchase an item I may want but couldn't quite afford to buy in full Reviewed on: 21st May 2024

Ease of ordering online

Very easy to use on online payment Reviewed on: 21st May 2024

I've been using PayPal since I can remember and neve...

I've been using PayPal since I can remember and never had any problems. Pay in 3 and 0% credit deals have really helped me out over the years. Reviewed on: 21st May 2024

Quick, easy, convenient.

Very easy to use and apply for, ability to make an early payment if you want to, easy to manage your plan and you receive regular reminders of when your next payment is due. Reviewed on: 21st May 2024

Really good way of being able to afford the things I...

Really good way of being able to afford the things I want most without charging me interest. Reviewed on: 21st May 2024

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