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PayPal: Pay in 3 reviews

4.76
Based on 94,469 reviews, last reviewed 8th Jul 2026
504% increase in 5 star reviews
in the past 90 days
494% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Helpful and hassle free I've made several payments now with buy now pay in three monthly installments with out interest and I've been able to afford some of the things that w... Read more Reviewed on: 8th July 2026

Latest lowest rating:

1

Worst company even would be funny if wasn’t costing me Got blocked out of account due to you needing additional security which includes an historic phone number - no other options to validate ID. Tried cus... Read more Reviewed on: 8th July 2026
Thomas M's avatar
Thomas M

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (94669)

Convenient!

4
I think pay for 3 is very convenient and allowed me to get what I wanted with the opportunity to pay over 3 instalments. Reviewed on: 6th June 2024

Pay in 3 is so simple, clear and zero interest.

5
Pay in 3 is so simple and clear. You sign up, make your first payment and then the 2 further payments automatically come out when they say in the following 2 months. This whole service is totally free! That's right - no interest added. Reviewed on: 6th June 2024

Always used PayPal never had a problem customer serv...

5
Always used PayPal never had a problem customer service excellent Reviewed on: 6th June 2024

Really easy to use

5
Really easy to use and a great way to help manage your money with the bigger unexpected payments. Reviewed on: 6th June 2024

PayPal pay in 3

5
Easy and interest free. Very convenient and easy to keep a track of as well. Reviewed on: 6th June 2024

Great way to manage payments.

5
Very easy to set up and mange payments. Reviewed on: 6th June 2024

Great service

5
Never had any problem with pay in 3 service Reviewed on: 6th June 2024

It help me alot especially when I pay my bill and t...

5
It help me alot especially when I pay my bill and that he give me to spend again well I shouldn't really but that our it helps me Reviewed on: 6th June 2024

Reliable service, I almost got scammed but PayPal he...

5
Reliable service, I almost got scammed but PayPal helped me recover my money. Flexible service and good offers. I love that I can afford more things with PayPal - with zero commission. Reviewed on: 6th June 2024

Pay in 3 help you to buy things even if you don’t ha...

5
Pay in 3 help you to buy things even if you don’t have the full amount to pay for your goods Reviewed on: 6th June 2024

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