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PayPal: Pay in 3 reviews

4.76
Based on 94,469 reviews, last reviewed 8th Jul 2026
504% increase in 5 star reviews
in the past 90 days
494% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Helpful and hassle free I've made several payments now with buy now pay in three monthly installments with out interest and I've been able to afford some of the things that w... Read more Reviewed on: 8th July 2026

Latest lowest rating:

1

Worst company even would be funny if wasn’t costing me Got blocked out of account due to you needing additional security which includes an historic phone number - no other options to validate ID. Tried cus... Read more Reviewed on: 8th July 2026
Thomas M's avatar
Thomas M

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (94654)

Great way to manage payments.

5
Very easy to set up and mange payments. Reviewed on: 6th June 2024

Great service

5
Never had any problem with pay in 3 service Reviewed on: 6th June 2024

It help me alot especially when I pay my bill and t...

5
It help me alot especially when I pay my bill and that he give me to spend again well I shouldn't really but that our it helps me Reviewed on: 6th June 2024

Reliable service, I almost got scammed but PayPal he...

5
Reliable service, I almost got scammed but PayPal helped me recover my money. Flexible service and good offers. I love that I can afford more things with PayPal - with zero commission. Reviewed on: 6th June 2024

Pay in 3 help you to buy things even if you don’t ha...

5
Pay in 3 help you to buy things even if you don’t have the full amount to pay for your goods Reviewed on: 6th June 2024

Very good very nice easy to use and helpful

4
Very good very nice easy to use and helpful Reviewed on: 6th June 2024

Convenient way to split payments

5
Convenient way to split payments Reviewed on: 6th June 2024

A helpinghand when things are hard

5
It allows me to spread payments over£30 interest free. It's a game changer. Means I can buy that item that's more expensive and spread the cost to not cripple myself. Reviewed on: 6th June 2024

I am able to afford many thing with pay in...

5
I am able to afford many thing with pay in 3 Reviewed on: 6th June 2024

Safe and easy to use

5
Paypal is safe and easy to use. Pay in 3 helps to make bigger purchases more affordable. Plans are clear and all the information about upcoming payments can be viewed on your PayPal account. Reviewed on: 6th June 2024

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