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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (94620 reviews)

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4.76

Based on 94,469 reviews, last reviewed 8th Jul 2026

504% increase in 5 star reviews

in the past 90 days

494% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Helpful and hassle free I've made several payments now with buy now pay in three monthly installments with out interest and I've been able to afford some of the things that w... Read more Reviewed on: 8th July 2026

Latest lowest rating:

1

Worst company even would be funny if wasn’t costing me Got blocked out of account due to you needing additional security which includes an historic phone number - no other options to validate ID. Tried cus... Read more Reviewed on: 8th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (94638)

Convenient way to split payments

Convenient way to split payments Reviewed on: 6th June 2024

A helpinghand when things are hard

It allows me to spread payments over£30 interest free. It's a game changer. Means I can buy that item that's more expensive and spread the cost to not cripple myself. Reviewed on: 6th June 2024

I am able to afford many thing with pay in...

I am able to afford many thing with pay in 3 Reviewed on: 6th June 2024

Safe and easy to use

Paypal is safe and easy to use. Pay in 3 helps to make bigger purchases more affordable. Plans are clear and all the information about upcoming payments can be viewed on your PayPal account. Reviewed on: 6th June 2024

Easy to use and hassle free.

Easy to use and hassle free. Never have any problems. Always a pre payment email before the payment is took so I know exactly when it’s due. Reviewed on: 6th June 2024

My helper

Always there for me, when ever you need time to pay for a service or good, Oay in 3 is your bus stop Reviewed on: 6th June 2024

Easy to use,and helpful with more expensive purchases.

Easy to use,and helpful with more expensive purchases. Reviewed on: 6th June 2024

PayPal V Klarna, the showdown!

Have been using PayPal for approximately 1.5yrs now amd haven't had a single issue - no hacks, no need to contact customer service for anything, it works easily on purchasing platforms, the API from a site through to authentication of any purchase is seamless and emails are always received promptly after purchase. Would definitely recommend, i was using Klarna but PayPal seems to be more widely established and over time I have naturally drifted away from Klarna to PayPal so that's probably an indicator of how slick PayPal is versus its competition. Reviewed on: 6th June 2024

Paypal, great service and payment options

Pay in 3 service is great, as is the added protection of if there's issues with orders or failed delivery we can go through PayPal if the seller is unresponsive Reviewed on: 6th June 2024

The best online payment platform

Never had any issues with PayPal payments. Reviewed on: 6th June 2024

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