Paid advertisement
Smart Money People Logo
Newsletter

PayPal: Pay in 3 reviews

4.76
Based on 94,469 reviews, last reviewed 8th Jul 2026
504% increase in 5 star reviews
in the past 90 days
494% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Helpful and hassle free I've made several payments now with buy now pay in three monthly installments with out interest and I've been able to afford some of the things that w... Read more Reviewed on: 8th July 2026

Latest lowest rating:

1

Worst company even would be funny if wasn’t costing me Got blocked out of account due to you needing additional security which includes an historic phone number - no other options to validate ID. Tried cus... Read more Reviewed on: 8th July 2026
Thomas M's avatar
Thomas M

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (94707)

Pay in 3

5
An easy way to afford what I like! Reviewed on: 6th June 2024

So useful and safe to use as a single parent pay In...

5
So useful and safe to use as a single parent pay In 3 is fantastic help Reviewed on: 6th June 2024

Nice and smooth app, good security and warning features

5
Nice and smooth app, good security and warning features Reviewed on: 6th June 2024

My 2 pence

4
It's very good. I love being secure during my purchase. I love having the chance to make interest free payments and sending money abroad at an excellent rate. Reviewed on: 6th June 2024

It’s helpful but I wouldn’t recommend it for anyone...

4
It’s helpful but I wouldn’t recommend it for anyone who struggles to budget Reviewed on: 6th June 2024

Love pay use it when ever available.

5
Love pay use it when ever available. Reviewed on: 6th June 2024

Easy to use, customer service have always gone out t...

5
Easy to use, customer service have always gone out their way for me. Hard to recommend a credit service to others because it’s a very easy hole to fall down. However this is one of the easiest I’ve used, for better or worse Reviewed on: 6th June 2024

Pay in 3

5
Easy to use and hassle free, really helps when paying for large sums Reviewed on: 6th June 2024

Pay in 3 makes life much easier.

5
Pay in 3 makes life much easier. I'm able to purchase items and be able to budget for them by paying over the 3 payments. Reviewed on: 6th June 2024

This helps to control my money outgoing.

5
This helps to control my money outgoing. Reviewed on: 6th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Credit

    from PayPal 4.73 from 171861 reviews
    PayPal
  • Payments

    from PayPal 4.70 from 3835 reviews
    PayPal
  • Credit card

    from PayPal 4.70 from 119 reviews
    PayPal
    View all products