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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (94726 reviews)

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4.76

Based on 94,469 reviews, last reviewed 8th Jul 2026

504% increase in 5 star reviews

in the past 90 days

494% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Helpful and hassle free I've made several payments now with buy now pay in three monthly installments with out interest and I've been able to afford some of the things that w... Read more Reviewed on: 8th July 2026

Latest lowest rating:

1

Worst company even would be funny if wasn’t costing me Got blocked out of account due to you needing additional security which includes an historic phone number - no other options to validate ID. Tried cus... Read more Reviewed on: 8th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (94734)

Convenient credit available and a very user friendly...

Convenient credit available and a very user friendly app Reviewed on: 5th June 2024

PayPal benefits

Love how you can spread the cost of purchases, interest free with full protection and peace of mind. Reviewed on: 5th June 2024

Easy fast and good deal.

Easy fast and good deal. I really hate writing reviews so no I'll not give you anything more ;-P Reviewed on: 5th June 2024

Smarter way to pay.

Smarter way to pay. What makes this product is the ability to pay in instalments without any interest or hidden charges. Reviewed on: 5th June 2024

Great and helpful to plan ahead.

Great and helpful to plan ahead. On budget Reviewed on: 5th June 2024

Ease of use

Excellent service, easy to both understand and use Reviewed on: 5th June 2024

The pay in 3 system makes the unaffordable affordable..

The pay in 3 system allows you to spread costs over a few months. It's extremely helpful for someone like myself who is a single mom and may not necessarily be able to spend large amounts in one go. It allows me to afford things I wouldn't be able to without saving and waiting. Reviewed on: 5th June 2024

Pay in 3 is handy when you cant afford to pay out th...

Pay in 3 is handy when you cant afford to pay out the full amount at once Reviewed on: 5th June 2024

All went as expected.

All went as expected. Solid banking experience Reviewed on: 5th June 2024

Pay in 3 is great for when money is low begore payda...

Pay in 3 is great for when money is low begore payday so I can grab whatever I need then pay it off asapm overall tho, Paypal is a concern to use bc of its conversion rates, bad customer service and how often if'll close or freeze accounts and destroy businesses. Reviewed on: 5th June 2024

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