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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (94707 reviews)

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4.76

Based on 94,469 reviews, last reviewed 8th Jul 2026

504% increase in 5 star reviews

in the past 90 days

494% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Helpful and hassle free I've made several payments now with buy now pay in three monthly installments with out interest and I've been able to afford some of the things that w... Read more Reviewed on: 8th July 2026

Latest lowest rating:

1

Worst company even would be funny if wasn’t costing me Got blocked out of account due to you needing additional security which includes an historic phone number - no other options to validate ID. Tried cus... Read more Reviewed on: 8th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (94707)

Very good platform to send & receive money

Had couple of incidents with other parties and resolution was not good enough. Reviewed on: 5th June 2024

My only issue is that I'm having to manually sign in...

My only issue is that I'm having to manually sign in everytime I make a pay in 3, after using my fingerprint proof, I thought this would be my Payment option to use. Reviewed on: 5th June 2024

Nothing but wonderful till date.

Nothing but wonderful till date..its been straightforward,no unnecessary gimmicks...value for service Reviewed on: 5th June 2024

Excellent and secure way of paying

Used pay for 3 loads, hells me balance my budget. They send a reminder too. So they let you know when money is due.also used PayPay to buy products as simple and you know your payment is safe Reviewed on: 5th June 2024

Pay in 3 - an absolute slay

It allowed me to purchase an expensive item without the stress of splurging in one go in an affordable and great way. Reviewed on: 5th June 2024

Pay in 3

Pay in 3, is a really good idea especially for people that don’t have a great deal of money coming in and live on there own, its helped me a great deal when i moved home and for Xmas presents, also I’m disabled and it gives me time to have a extra good look at the many different items on offer. Reviewed on: 5th June 2024

PayPal’s Pay in 3 service is great

PayPal’s “Pay in 3” service is a convenient, interest-free way to split your purchases into three manageable payments, making it easier to afford what you need without impacting your credit score. Reviewed on: 5th June 2024

Yeah it's chill

Never had a problem tbh I'm just a 18yr old girl Reviewed on: 5th June 2024

Always good!

Always good, any problems just call to CS and problem dealt with. Quick to respond and easy to talk to. Nothing is ever too much trouble Reviewed on: 5th June 2024

Confident my concerns will be resolved

Excellent, always available to talk to by phone rather than online chat. Staff go out of their way to resolve concern. I feel confident that I will be listened to and helped Reviewed on: 5th June 2024

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