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PayPal: Pay in 3 reviews

4.76
Based on 94,469 reviews, last reviewed 8th Jul 2026
504% increase in 5 star reviews
in the past 90 days
494% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Helpful and hassle free I've made several payments now with buy now pay in three monthly installments with out interest and I've been able to afford some of the things that w... Read more Reviewed on: 8th July 2026

Latest lowest rating:

1

Worst company even would be funny if wasn’t costing me Got blocked out of account due to you needing additional security which includes an historic phone number - no other options to validate ID. Tried cus... Read more Reviewed on: 8th July 2026
Thomas M's avatar
Thomas M

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (94680)

PAY IN 3 FOR ME

5
Pay in 3 really helps when paying for something more expensive. You can spread the payment out and take pressure off monthly outgoings. I use it often Reviewed on: 5th June 2024

User friendly

5
User fireindly and very easy to use, always willing to help when called apon. Reviewed on: 5th June 2024

Great to be on top of purchases.

5
Great to be on top of purchases. Reviewed on: 5th June 2024

Helpful & safe

5
It has been really helpful with the 3 payment, has I can now manage my finances better & it's so easy to set up. Reviewed on: 5th June 2024

Smooth from start to finish, always have that reassu...

5
Smooth from start to finish, always have that reassurance they are there if anything goes wrong Reviewed on: 5th June 2024

I use pay in 3 nearly every month.

5
I use pay in 3 nearly every month. It’s a great way to pay for something that you didn’t plan on buying. It cuts the spends in 3 with no interest. It’s helped me to manage my outgoing each month. Reviewed on: 5th June 2024

Very good.

5
Very good. PayPal is quick and easy! Reviewed on: 5th June 2024

Easy to use breaks it down so more affordable

5
Easy to use breaks it down so more affordable Reviewed on: 5th June 2024

Outstanding service by PayPal

5
My experience with PayPal over the years has always been outstanding! Whenever I have needed to resolve something, customer service has been impeccable. The app and online access is so easy to use and clear, I’ve never had any issues. I have always highly recommended it to my friends and family. Pay in 3 is a great way to spread costs and PayPal make it so easy. Reviewed on: 5th June 2024

PayPal made easier to spread the spend, it helps my...

5
PayPal made easier to spread the spend, it helps my monthly budget, truly appreciated Reviewed on: 5th June 2024

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