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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (94667 reviews)

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4.76

Based on 94,469 reviews, last reviewed 8th Jul 2026

504% increase in 5 star reviews

in the past 90 days

494% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Helpful and hassle free I've made several payments now with buy now pay in three monthly installments with out interest and I've been able to afford some of the things that w... Read more Reviewed on: 8th July 2026

Latest lowest rating:

1

Worst company even would be funny if wasn’t costing me Got blocked out of account due to you needing additional security which includes an historic phone number - no other options to validate ID. Tried cus... Read more Reviewed on: 8th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (94669)

Gives you a better chance to pay.

Gives you a better chance to pay. To be able to buy and spead the cost. Reviewed on: 5th June 2024

Immediacy & Simplicity

it is a very easy to use and straightforward service. I like the added security they offer over purchases, and on the 1 occasion I needed to use that it did what it said on the tin. My PayPal in combination with my bank account, give me everything I need. Reviewed on: 5th June 2024

Easy to use, quick & convenient.

Easy to use, quick & convenient. Lots of choice to use paypal pay in 3 with different stores. Good Customer service. Can delay payments if required...................... Reviewed on: 5th June 2024

It’s brilliant!

It’s a very easy process, clear and I’ve never had a problem using it. Reviewed on: 5th June 2024

Great experience using paypal!

Great experience using paypal! i feel safer buying using paypal as a third party. And pay in 3 helps me make bigger purchases easily when I need it. Great service Reviewed on: 5th June 2024

Great way to spread the cost and plenty of providers...

Great way to spread the cost and plenty of providers who use pay in 3 Reviewed on: 5th June 2024

Easy to use, terms explained well

Easy to use, terms explained well Reviewed on: 5th June 2024

Stress free with pay in 3

We are a low income family, so being able to make purchases and spread them over three months makes it more affordable to buy items we need. It's also very easy to see your plan in the PayPal app so you can keep checking on payments. You also get reminders that a payment is coming up. Pay in 3 has made a big difference to us especially with 0% interest making it even better. Reviewed on: 5th June 2024

Customer friendly

Easy and fast to use. Love it! That's what you want as a customer. Reviewed on: 5th June 2024

I liked using pay in 3 helped me alot , easy to use...

I liked using pay in 3 helped me alot , easy to use and make payments etc , it seems to have stopped now as I've tried using it not long ago not sure why? Reviewed on: 5th June 2024

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