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PayPal: Pay in 3 reviews

4.76
Based on 94,469 reviews, last reviewed 8th Jul 2026
504% increase in 5 star reviews
in the past 90 days
494% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Helpful and hassle free I've made several payments now with buy now pay in three monthly installments with out interest and I've been able to afford some of the things that w... Read more Reviewed on: 8th July 2026

Latest lowest rating:

1

Worst company even would be funny if wasn’t costing me Got blocked out of account due to you needing additional security which includes an historic phone number - no other options to validate ID. Tried cus... Read more Reviewed on: 8th July 2026
Thomas M's avatar
Thomas M

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (94654)

Ease of use and excellent customer service if there...

4
Ease of use and excellent customer service if there is a query Reviewed on: 5th June 2024

Payments

5
It’s a good way to spread the cost of goods Reviewed on: 5th June 2024

I love this platform for payment.

5
I love this platform for payment. IM able to afford to buy items and pay on terms that work for me . Reviewed on: 5th June 2024

High quality...

5
Fast and high-quality service, high-quality customer service and understanding. Reviewed on: 5th June 2024

Far easier than other pay in 3 providers

5
Far easier than other pay in 3 providers owing to the fact that the it’s integrated into the PayPal payment process we’re already familiar with. Reviewed on: 5th June 2024

It's there when I need it and can pay over...

5
It's there when I need it and can pay over time Reviewed on: 5th June 2024

I Wouldn’t purchase on line without it .

5
I Wouldn’t purchase on line without it . Plus the pay in 3 allows me to buy . and haven’t got to pay for it in one lump sum . Brilliant service . Love PayPal wouldn’t be without it . Reviewed on: 5th June 2024

Pay In 3 is a no brainer for larger purchases

5
I have used pay in 3 for several purchases. I find it extremely helpful to be able to pay in 3 instalments with no interest charges. Definitely a massive help in todays financial climate when it comes to larger purchases Reviewed on: 5th June 2024

Refunded

5
PayPal have been great at resolving issues and helping with refunds Reviewed on: 5th June 2024

Easy payments easy to repay hassle free

4
Easy payments easy to repay hassle free Reviewed on: 5th June 2024

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