Write a review

Newsletter

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (96335 reviews)

View other PayPal products

4.76

Based on 96,274 reviews, last reviewed 9th Jul 2026

505% increase in 5 star reviews

in the past 90 days

455% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

I pay with PayPal very often. I pay with PayPal very often. Everything is always fine. Reviewed on: 9th July 2026

Latest lowest rating:

2

You wouldn't allow me to take out a buy now pay 3 mo... You wouldn't allow me to take out a buy now pay 3 months later so the customer service I've had has been very poor when I have an excellent credit sco... Read more Reviewed on: 9th July 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (96354)

It’s Great

It’s Great, I use pay in 3 when I’m a little tight on money and it really helps Reviewed on: 6th June 2024

Great way to pay

Great service very easy and a brilliant way to pay when paying the whole amount in one go is a bit to much Reviewed on: 6th June 2024

It's straight forward as 1, 2 and 3.

It's straight forward, accepted form of payment at all major shopping sites and help with managing your finances. Reviewed on: 6th June 2024

Very helpful.

Very easy and very helpful, give us a flexibility to make a plan and look after our budget. Reviewed on: 6th June 2024

Good never had a issue

Good never had a issue always been professionally handled Reviewed on: 6th June 2024

I love using the pay in 3 service.

I love using the pay in 3 service. There is no interest and available at majority retailers online. It helps break down the cost of larger purchases. Reviewed on: 6th June 2024

so simple and easy to use.

so simple and easy to use. all within the app and could spread the costs of items to easily afford Reviewed on: 6th June 2024

Use it all the time it’s great easy to use and keep...

Use it all the time it’s great easy to use and keep track of Reviewed on: 6th June 2024

I use PayPal 3 regular but some purchases it doesn’t...

I use PayPal 3 regular but some purchases it doesn’t let me use this feature when my credit rating hasn’t been affected and is good which is a shame Reviewed on: 6th June 2024

Most reliable payment plan

I’ve used this many times, it’s great to pay for anything you need to spread out, especially for things that are unexpected bills. PayPal is the most trusted payment method which makes me feel confident. Reviewed on: 6th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Buy Now Pay Later (discontinued)
from Laybuy (inactive company) 2.91 from 34 reviews
Retail finance
from PayItMonthly 4.81 from 293 reviews
Buy now pay later
from Clearpay 3.76 from 58 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.73 from 174187 reviews
Payments
from PayPal 4.70 from 3840 reviews
Credit card
from PayPal 4.70 from 121 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub