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PayPal: Pay in 3 reviews

4.76
Based on 96,274 reviews, last reviewed 9th Jul 2026
505% increase in 5 star reviews
in the past 90 days
455% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I pay with PayPal very often. I pay with PayPal very often. Everything is always fine. Reviewed on: 9th July 2026
Svetlana K's avatar
Svetlana K

Latest lowest rating:

2

You wouldn't allow me to take out a buy now pay 3 mo... You wouldn't allow me to take out a buy now pay 3 months later so the customer service I've had has been very poor when I have an excellent credit sco... Read more Reviewed on: 9th July 2026
Paul Williams's avatar
Paul Williams

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (96384)

I love using PayPal.

5
I love using PayPal and PayPal credit,it's safe, trust worthy and affordable Reviewed on: 6th June 2024

Great experience, easy to use.

5
Great experience, easy to use. Would highly recommend & most definitely use again myself. Reviewed on: 6th June 2024

More manageable payments

5
Love being able to split bigger payments into 3 smaller manageable payments Reviewed on: 6th June 2024

Reliable!

5
I rely on PayPal's Pay in 3 service when I need to spread out the cost of a purchase to better manage my budget throughout the months. It's easy to use and offers a chance for more peace of mind and ease in commiting to a larger purchase while being mindful of the commitment to cover it in the upcoming months. Reviewed on: 6th June 2024

I’ve use pay in three many times

5
I’ve use pay in three many times for various types of purchases. I’ve never had a poor experience and it allows me to spread the cost of purchases I wouldn’t otherwise make; used wisely it’s a nice tool. Reviewed on: 6th June 2024

I have used this regularly to help make slightly exp...

5
I have used this regularly to help make slightly expensive purchases affordable. Reviewed on: 6th June 2024

Covenience and flexibility - able to manage unexpect...

5
Covenience and flexibility - able to manage unexpected outlays. Reviewed on: 6th June 2024

Great too manage your money , allows people too have...

5
Great too manage your money , allows people too have more option on buying products that they cant pay all at once Reviewed on: 6th June 2024

Transferring money to friends and family become easy

5
I have been using your service for a long time and I always had a Great experience Reviewed on: 6th June 2024

Easy to use and comes in useful when money is tight,...

5
Easy to use and comes in useful when money is tight, have used several times and easy to make early payments. Reviewed on: 6th June 2024

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