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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (98654 reviews)

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4.76

Based on 98,602 reviews, last reviewed 12th Jul 2026

508% increase in 5 star reviews

in the past 90 days

490% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Love PayPal and how easy it is to split payments x3... Love PayPal and how easy it is to split payments x3 (no interest!) However my main reason for using PayPal is that I know my purchase is covered from ... Read more Reviewed on: 12th July 2026

Latest lowest rating:

1

Most times I’m unable to use Pay in 3 Most times I’m unable to use Pay in 3 Reviewed on: 12th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (98660)

Paypal is becoming a valuable option of payment

Paypal is becoming a valuable option of payment in my shopping experience. Once upon a time you would be wondering'do they accept paypal' now it most likely always an option. Way to go Paypal! Thanks for being there when I need you! Reviewed on: 9th June 2024

Very Good

Easy to use No problems. Make expensive things affordable Reviewed on: 9th June 2024

Easy to use and it helps save time as well

Easy to use and it helps save time as well Reviewed on: 9th June 2024

With the cost of living crisis, this has been a god...

With the cost of living crisis, this has been a god send! Reviewed on: 9th June 2024

No stress absolutely winner it’s always easy when yo...

No stress absolutely winner it’s always easy when you can break things down into bitesizes Reviewed on: 9th June 2024

Love everything about it

Love everything about it, so easy to use and easy understand Reviewed on: 9th June 2024

Easy to use

Pay in three makes it so much easier for me when having to pay for higher value items. It’s not against my credit score, and it’s available against so many merchandisers. Automatically comes out each month so I don’t have to worry about missing a payment Reviewed on: 9th June 2024

PayPal has helped me survive this economy.

Using PayPal has helped me survive this economy. I've been able to use the pay in 3 feature to be able to afford things I otherwise would not be able to. To have some joy in personal items among the constant stream of having to spend all of my money on food. I've been able to buy things to improve my quality of life and I think it has been a great feature! Reviewed on: 9th June 2024

It let's me treat my 3 kids to a treat takeaway.

It let's me treat my 3 kids to a treat takeaway on a Friday evening and spread out the cost. Just makes my life abit easier. Happy kids happy Mum. We lost my partner, their in October so things are tight at the moment. Thanks PayPal. Reviewed on: 9th June 2024

Phoning PayPal

None lately but my last it was felt with efficiently Reviewed on: 9th June 2024

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