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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (94707 reviews)

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4.76

Based on 94,469 reviews, last reviewed 8th Jul 2026

504% increase in 5 star reviews

in the past 90 days

494% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Helpful and hassle free I've made several payments now with buy now pay in three monthly installments with out interest and I've been able to afford some of the things that w... Read more Reviewed on: 8th July 2026

Latest lowest rating:

1

Worst company even would be funny if wasn’t costing me Got blocked out of account due to you needing additional security which includes an historic phone number - no other options to validate ID. Tried cus... Read more Reviewed on: 8th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (94707)

All issues resolved accurately in good time.

All issues resolved accurately in good time. Reviewed on: 3rd June 2024

Amazing!

Amazing! Recommend 100% to everyone I speak too. Ideal for splitting costs Reviewed on: 3rd June 2024

I always use PayPal whenever l can and don’t buy any...

I always use PayPal whenever l can and don’t buy anything that doesn’t accept paying via PayPal. l only trust PayPal to pay anything as l feel so much more at ease knowing they’ve got my financial back! Reviewed on: 3rd June 2024

I've used PayPal pay in 3 a few times for things lik...

I've used PayPal pay in 3 a few times for things like cosmetic treatments. It makes life easier knowing I can spread the cost and not worry about manually having to pay as its set up automatically Reviewed on: 3rd June 2024

It's perfect and convenient

It's perfect and convenient for members like me and majority of the members. Reviewed on: 3rd June 2024

Fantastic service

Fantastic service no issues whenever I’ve used it, available at a lot of different online shops. Reviewed on: 3rd June 2024

Always easy to use , fast response, low fees

Always easy to use , fast response, low fees Reviewed on: 3rd June 2024

All is good as long as you agree with PayPal

I have had the misfortune to have had a problem with a vendor two years running on each accastion due to a lack of backup on screen information provided by the vendor it has cost me £64 per year having cancelled the product year one there should have been no problem with year two not the case PayPal sided with what I consider a connected company so costing me £128 over 2 year not pleased Reviewed on: 3rd June 2024

Paypals pay in 3 method has been an excellent way of...

Paypals pay in 3 method has been an excellent way of me budgeting and making affordable payments that don't make me feel overwhelmed Reviewed on: 3rd June 2024

I’m very excited about Paypal pay in 3 ,because that...

I’m very excited about Paypal pay in 3 ,because that it’s a help for us,people who cannot afford all the time to pay in one time the full amount. Thanks for that Reviewed on: 3rd June 2024

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