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PayPal: Pay in 3 reviews

4.76
Based on 94,469 reviews, last reviewed 8th Jul 2026
504% increase in 5 star reviews
in the past 90 days
494% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Helpful and hassle free I've made several payments now with buy now pay in three monthly installments with out interest and I've been able to afford some of the things that w... Read more Reviewed on: 8th July 2026

Latest lowest rating:

1

Worst company even would be funny if wasn’t costing me Got blocked out of account due to you needing additional security which includes an historic phone number - no other options to validate ID. Tried cus... Read more Reviewed on: 8th July 2026
Thomas M's avatar
Thomas M

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (94680)

Reliable and safe.

5
Reliable and safe.. pay in 3 is a god send.. i use all the time to pay for many of what i need. Love the app too. Reviewed on: 3rd June 2024

Customer service experience

5
Customer service was not helpful with my query and never responded till date. Reviewed on: 3rd June 2024

Never had a problem, easy to use.

5
Never had a problem, easy to use. And is handy when a bit short of cash. I use it a lot and definitely recommend it Reviewed on: 3rd June 2024

Easy , fast and reliable just when I needed it...

5
Easy , fast and reliable just when I needed it the most Reviewed on: 3rd June 2024

Brilliant when buying bigger purchases.

5
Brilliant when buying bigger purchases. Great at allowing you to spread the cost, without penalising you. Reviewed on: 3rd June 2024

Game Changer!

5
I have been using PayPal Pay in 3 for a few years now and it has revolutionised my shopping experiences. It's so easy, I have piece of mind and I can plan financially plan more effectively. Thanks PayPal Reviewed on: 3rd June 2024

Love PayPal

5
Love using PayPal for the pay in 3 option and for small purchases Reviewed on: 3rd June 2024

Problems sorted!!

5
Never had a issues not sorted out within 24hrs or less. Reviewed on: 3rd June 2024

It's quick and easy to use.

5
It's quick and easy to use. Costs and charges are clear. Feel safe and supported, especially dealing with China.Only thing, I'd like to be able to use my amex for pay in 3 Reviewed on: 3rd June 2024

Easy to understand and use.

5
Easy to understand and use. I like how my transactions are protected and how easy it is to get through to customer service when I have an issue Reviewed on: 3rd June 2024

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