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PayPal: Pay in 3 reviews

4.76
Based on 94,469 reviews, last reviewed 8th Jul 2026
504% increase in 5 star reviews
in the past 90 days
494% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Helpful and hassle free I've made several payments now with buy now pay in three monthly installments with out interest and I've been able to afford some of the things that w... Read more Reviewed on: 8th July 2026

Latest lowest rating:

1

Worst company even would be funny if wasn’t costing me Got blocked out of account due to you needing additional security which includes an historic phone number - no other options to validate ID. Tried cus... Read more Reviewed on: 8th July 2026
Thomas M's avatar
Thomas M

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (94680)

Extremely convenient , very flexible

5
Extremely convenient , very flexible Reviewed on: 1st June 2024

I had an error on my card details and it held up pay...

5
I had an error on my card details and it held up payment. PayPal were very helpful and didn’t pressure me at all Reviewed on: 1st June 2024

I like to spend my money in different ways and pay i...

5
I like to spend my money in different ways and pay it monthly. Reviewed on: 1st June 2024

I've never had problems with PayPal Pay in 3 and it...

5
I've never had problems with PayPal Pay in 3 and it has helped me purchase more expensive items without having to worry about spending too much all at once. Reviewed on: 1st June 2024

Very helpful

5
Very helpful, I pay all my pay in 3s off early but really helps to tide me over! Very easy to use service Reviewed on: 1st June 2024

Life Saver

5
I have used PayPal pay in 3 for almost 2 years now and I have never had a problem using it once. It has been an absolute life saver. It gives me peace of mind, and I can't appreciate it enough. Reviewed on: 1st June 2024

Pay in 3

4
Nothing to add, easy to pay and setup Reviewed on: 1st June 2024

A worthy endeavor

5
Having used it on multiple occasions, it has allowed me to get a nice thing and spread out the pressure of payment over 3 months. Not only that but the ease of application, user friendly experience and excellent customer service whenever there are questions make it a service worth using again. Reviewed on: 1st June 2024

Pay in three has been very helpful to me and I recom...

5
Pay in three has been very helpful to me and I recommend it to everyone who needs it Reviewed on: 1st June 2024

Great Money App!

5
Great app for dealing with your money, it's easily accessible and easy to use and understand, 10/10 would recommend! Reviewed on: 1st June 2024

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