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PayPal: Pay in 3 reviews

4.76
Based on 94,469 reviews, last reviewed 8th Jul 2026
504% increase in 5 star reviews
in the past 90 days
494% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Helpful and hassle free I've made several payments now with buy now pay in three monthly installments with out interest and I've been able to afford some of the things that w... Read more Reviewed on: 8th July 2026

Latest lowest rating:

1

Worst company even would be funny if wasn’t costing me Got blocked out of account due to you needing additional security which includes an historic phone number - no other options to validate ID. Tried cus... Read more Reviewed on: 8th July 2026
Thomas M's avatar
Thomas M

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (94669)

a very reliable service

4
it’s been much easier to pay for products i buy but in small amounts each month Reviewed on: 1st June 2024

It's very convenient, you can still order your shopp...

5
It's very convenient, you can still order your shopping if you don't have all money,very helpfull Reviewed on: 1st June 2024

Good and consistent product

5
I've found Paypal to be reliable and consider it trustworthy. Reviewed on: 1st June 2024

Very useful service

5
I’ve used the service multiple times and had a great experience every time! Would definitely reccommend. Reviewed on: 1st June 2024

Unique selling point

5
An extremely helpful service that makes sense to use. No interest charges is the unique selling point. Reviewed on: 1st June 2024

Easy process and really helpful if you are on wages.

5
Easy process and really helpful if you are on wages. Helps spread the bill over a period of time with no extra cost. Would recommend to others who want spilt the cost over a few months Reviewed on: 1st June 2024

Very easy to use, quick check up and simple web...

5
Very easy to use, quick check up and simple web layout Reviewed on: 1st June 2024

Mobile phone browsers won't work when making online...

3
Mobile phone browsers won't work when making online purchases. Edge and eBay just don't work together, it must be Chrome. The App is awful regarding repayment instalments. No pre-warning message to say when they are due and no way of knowing how to distinguish multiple instalments. The service provided is wonderful but the intricacies in navigating through the app to know which one you are dealing with kills any joy in using it. To conclude the app is not fit to handle pay in x instalments from the customer's perspective. Clarity is what we need and are looking for. Reviewed on: 1st June 2024

Very efficient and safe process to use

5
Very efficient and safe process to use Reviewed on: 1st June 2024

Valuable PayPal credit

5
It is really helpful and the pay in 3 give me a some flexibility to spend. Reviewed on: 1st June 2024

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