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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (94602 reviews)

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4.76

Based on 94,469 reviews, last reviewed 8th Jul 2026

504% increase in 5 star reviews

in the past 90 days

494% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Helpful and hassle free I've made several payments now with buy now pay in three monthly installments with out interest and I've been able to afford some of the things that w... Read more Reviewed on: 8th July 2026

Latest lowest rating:

1

Worst company even would be funny if wasn’t costing me Got blocked out of account due to you needing additional security which includes an historic phone number - no other options to validate ID. Tried cus... Read more Reviewed on: 8th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (94609)

Pay in 3 has helped me purchase things which would h...

Pay in 3 has helped me purchase things which would have otherwise been out of my reach. It had also massively helped my credit score and relationship with spending. Reviewed on: 28th May 2024

Paypal pay in 3 is one of my first go to services

Paypal pay in 3 is one of my first go to services when I'm paying for expensive items. The flexibility is great and I love that if I miss a payment I don't get huge fines Reviewed on: 28th May 2024

Great services, plenty of flexible options and 0% i...

Great services, plenty of flexible options, and 0% interest to help pay for more expensive options Reviewed on: 28th May 2024

Easy to use, clear instructions and buttons and easy...

Easy to use, clear instructions and buttons and easy to see what payment are due to go out and always get the notifications Reviewed on: 28th May 2024

More control, help when I need it most.

Pay in Three has given me a lot more control over my spending and has helped me in a tight spot a few times now. Reviewed on: 28th May 2024

I’ve used PayPal for years now, always been fantasti...

I’ve used PayPal for years now, always been fantastic at resolving matters. The credit option is great for me and even pay in 3 has meant I can purchase larger items without having to use credit cards and gain interest. Reviewed on: 28th May 2024

Convenient and easy.

Convenient and easy. Wish I’d used it sooner! Easy to organise, keeps me informed. I don’t loose track with it. What more can I say? I’m just filling space now. Aren’t you bored of reading this? Go on, admit it!! Reviewed on: 28th May 2024

I use PayPal pay in 3 often 100% recommend

I use PayPal pay in 3 quite often for larger purchases and it really helps make my life easier. 100 pounds a month turns into 300 just like that. Reviewed on: 28th May 2024

paypal pay in 3.

Love the paypal pay in 3. Gives you the option to split you shopping bag in 3 payments.. Reviewed on: 28th May 2024

PayPal, the safe bet!

Always refreshing to use PayPal, safe, secure with flexible payments offered at checkout. Reviewed on: 28th May 2024

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