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PayPal: Pay in 3 reviews

4.76
Based on 94,469 reviews, last reviewed 8th Jul 2026
504% increase in 5 star reviews
in the past 90 days
494% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Helpful and hassle free I've made several payments now with buy now pay in three monthly installments with out interest and I've been able to afford some of the things that w... Read more Reviewed on: 8th July 2026

Latest lowest rating:

1

Worst company even would be funny if wasn’t costing me Got blocked out of account due to you needing additional security which includes an historic phone number - no other options to validate ID. Tried cus... Read more Reviewed on: 8th July 2026
Thomas M's avatar
Thomas M

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (94649)

Convenient and easy to use

5
Easy to use - you only have to apply once and then the option to pay in 3 is there for all eligible purchases, payments are made automatically with email and app reminders, helpful for spreading out bigger purchase without interest (as long as you don't miss a payment). Reviewed on: 27th May 2024

Recommended

5
Very convenient, protects you privacy, pay in 3 helps with cash flow. Reviewed on: 27th May 2024

Easy to use and people on hand to help all the time...

5
Easy to use and people on hand to help all the time and quickly! Reviewed on: 27th May 2024

Can't ask for anything better and easy to use

5
Can't ask for anything better and easy to use Reviewed on: 27th May 2024

Love using PayPal it’s safer and easier for me

5
Love using PayPal it’s safer and easier for me Reviewed on: 27th May 2024

It was easy to use.

5
It was easy to use. A nice convenient way to break up the payments. Recommended Reviewed on: 27th May 2024

PayPal is just easy and gives breathing space

5
PayPal is just easy and gives breathing space Reviewed on: 27th May 2024

I often pay for goods I’ve ordered by PayPal pay in 3.

5
I often pay for goods I’ve ordered by PayPal pay in 3. It makes items you want affordable as you don’t have to pay all in one go, but can spread the cost over 3 monthly payments. I would definitely recommend using PayPal pay in 3. Reviewed on: 27th May 2024

Savior of struggle

5
Easy to use with versatility, just few steps on mobile app. With the buyer and seller protection makes me feel comfortable with it. Really helps me when I can’t afford paying in full. Reviewed on: 27th May 2024

FANTAATIC SERVICE

5
I have used it a few times its very good when you dont want to pay one lump sum and can spread it out over the next few months i will usw it many more times hopefully Reviewed on: 27th May 2024

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