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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (94602 reviews)

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4.76

Based on 94,469 reviews, last reviewed 8th Jul 2026

504% increase in 5 star reviews

in the past 90 days

494% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Helpful and hassle free I've made several payments now with buy now pay in three monthly installments with out interest and I've been able to afford some of the things that w... Read more Reviewed on: 8th July 2026

Latest lowest rating:

1

Worst company even would be funny if wasn’t costing me Got blocked out of account due to you needing additional security which includes an historic phone number - no other options to validate ID. Tried cus... Read more Reviewed on: 8th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (94620)

Pay in 3 is an excellent way to manage my budget.

Pay in 3 is an excellent way to manage my budget. Reviewed on: 27th May 2024

Very good at protecting the payments

Very good at protecting the payments Reviewed on: 27th May 2024

Affordable financial freedom

It is easy to use. It will only authorise if it thinks you can afford it. If you try and use it too much it won't allow you to have too many pans running at the same time. Having no interest is helpful too. I have bad credit history but they allow me to use for small amounts and it helps me to manage and control my spending. Reviewed on: 27th May 2024

Sometimes it works sometimes it doesn't.

Sometimes it works sometimes it doesn't.. and you don't get the option Reviewed on: 27th May 2024

Great service

Pay in 3 give me a relief,buying something you wanted online and paying it over the time without breaking your bank is a bliss.Especially in this sort of time that everyone like me can’t afford to buy things in one go,this idea is such a great help. Reviewed on: 27th May 2024

I love PayPal it’s good and really convenient for a...

I love PayPal it’s good and really convenient for a lot of things Reviewed on: 27th May 2024

It’s so handy to use to buy items that you can’t aff...

It’s so handy to use to buy items that you can’t afford at the time but have 3 months to pay Reviewed on: 27th May 2024

Really useful easy way of paying for anything you wa...

Really useful easy way of paying for anything you want to spread the cost of Reviewed on: 27th May 2024

A staple of cheeky treats

PayPal pay in 3 is a staple for people paid monthly or looking to treat themselves, no exorbitant fees, nothing sketchy just a brilliant service from PayPal, it also helps your credit score! Reviewed on: 27th May 2024

I love PayPal it's a very convenient way of paying f...

I love PayPal it's a very convenient way of paying for my shopping. I like the fact that I can spread the payment over a period of time which allows me to budget better Reviewed on: 27th May 2024

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