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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (95015 reviews)

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4.76

Based on 94,469 reviews, last reviewed 8th Jul 2026

504% increase in 5 star reviews

in the past 90 days

494% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Helpful and hassle free I've made several payments now with buy now pay in three monthly installments with out interest and I've been able to afford some of the things that w... Read more Reviewed on: 8th July 2026

Latest lowest rating:

1

Worst company even would be funny if wasn’t costing me Got blocked out of account due to you needing additional security which includes an historic phone number - no other options to validate ID. Tried cus... Read more Reviewed on: 8th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (95020)

Pay in 3 is amazing options.

Pay in 3 is amazing options. Easy, clear. Reviewed on: 28th May 2024

Pay in 3

From the moment I started using PayPal's Pay in 3 service, I was impressed by the seamless integration and the financial flexibility it offered. The process was straightforward: select Pay in 3 at checkout, and voilà, my purchase amount was split into three manageable, interest-free payments. The first payment was processed immediately, and the subsequent ones were scheduled over the next two months. I received timely reminders before each payment, ensuring I was always on top of my finances. The absence of late fees was a relief, as it showed PayPal's understanding of the occasional human oversight. What truly stood out for me was the Buyer Protection on eligible purchases. It provided an extra layer of security and peace of mind, knowing that PayPal had my back in case of any discrepancies with my transactions. In conclusion, PayPal Pay in 3 has been a game-changer for my online shopping. It's not just a payment service; it's a smart financial tool that empowers me to shop responsibly while keeping my budget in check. I would highly recommend it to anyone looking for a reliable and user-friendly buy now, pay later option. Reviewed on: 28th May 2024

Excellent service.

Excellent service. Providing value for money Reviewed on: 28th May 2024

Easy to set up and use.

Easy to set up and use. Never missed a payment due to the reminders sent out. Reviewed on: 28th May 2024

Always safe and accurate customer service always ver...

Always safe and accurate customer service always very helpful. Easy transaction Reviewed on: 28th May 2024

PayPal has always been there for me

PayPal has always been there to protect me and my money, easy to use and fast refunds..I wouldn’t be without it. Reviewed on: 28th May 2024

Payment comfort

It’s easy to use and make payments, if you don’t want to pay the full amount Reviewed on: 28th May 2024

Always Handy

Always handy so you don't have to input your card details Reviewed on: 28th May 2024

So easy to use for transactions etc and to have the...

So easy to use for transactions etc and to have the choice to pay in 3 if finances are stretched. Reviewed on: 28th May 2024

This is a great way of spreading payments over 3...

This is a great way of spreading payments over 3 months Reviewed on: 28th May 2024

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