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PayPal: Pay in 3 reviews

4.76
Based on 94,469 reviews, last reviewed 8th Jul 2026
504% increase in 5 star reviews
in the past 90 days
494% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Helpful and hassle free I've made several payments now with buy now pay in three monthly installments with out interest and I've been able to afford some of the things that w... Read more Reviewed on: 8th July 2026

Latest lowest rating:

1

Worst company even would be funny if wasn’t costing me Got blocked out of account due to you needing additional security which includes an historic phone number - no other options to validate ID. Tried cus... Read more Reviewed on: 8th July 2026
Thomas M's avatar
Thomas M

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (94707)

Always quick and easy to use highly recommend to any...

5
Always quick and easy to use highly recommend to anyone! Reviewed on: 26th May 2024

Easy to use and easy to keep control

5
Easy to use and easy to keep control Reviewed on: 26th May 2024

Love the simplicity and ease of spreading payments v...

5
Love the simplicity and ease of spreading payments via PayPal Pay0in-3 Reviewed on: 26th May 2024

I never really a had an issue with PayPal good...

5
I never really a had an issue with PayPal good service Reviewed on: 26th May 2024

Getting to speak to a human is way too complicated.

3
Getting to speak to a human is way too complicated. Reviewed on: 26th May 2024

Pay in 3 easy to use, not charged APR.

5
Pay in 3 easy to use, not charged APR. Whenever I have had to contact customer service they have been brilliant Reviewed on: 26th May 2024

Pau in 3 is easy to set up and monitor and useful if...

5
Pau in 3 is easy to set up and monitor and useful if something unexpected comes up that is a nit more than you budgeted for. Reviewed on: 26th May 2024

Sucessful puchases with Pay in 3

5
I have used Pay in 3 so many times. It helps me budget for the things that I would not be able to purchase in one go and might have missed the opportunity., especially if the item was in a limited time sale. Reviewed on: 26th May 2024

Very Easy to apply for

5
Very easy to apply for and keeps you up-to date with when payments are due. Many businesses accept PayPal pay in 3 which makes shopping so much easier. Reviewed on: 26th May 2024

Amazing service always from PayPal as a customer for...

5
Amazing service always from PayPal as a customer for 17 years wouldn’t go anywhere else Reviewed on: 26th May 2024

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