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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (94726 reviews)

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4.76

Based on 94,469 reviews, last reviewed 8th Jul 2026

504% increase in 5 star reviews

in the past 90 days

494% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Helpful and hassle free I've made several payments now with buy now pay in three monthly installments with out interest and I've been able to afford some of the things that w... Read more Reviewed on: 8th July 2026

Latest lowest rating:

1

Worst company even would be funny if wasn’t costing me Got blocked out of account due to you needing additional security which includes an historic phone number - no other options to validate ID. Tried cus... Read more Reviewed on: 8th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (94752)

As a young adult and recent graduate, pay in 3 is ve...

As a young adult and recent graduate, pay in 3 is very helpful for me and allows me to afford things in an easier and more manageable way. Reviewed on: 27th May 2024

Paypal's Pay-in-3 service is he best out there!

Paypal's Pay-in-3 service is he best out there! I use it all the time! Reviewed on: 27th May 2024

Very good payment system in place and very flexible.

Very good payment system in place and very flexible. Reviewed on: 27th May 2024

Quality of service

Efficient service and good reminder Reviewed on: 27th May 2024

Help spreading cost of a purchase over 3 payments, r...

Help spreading cost of a purchase over 3 payments, reminders of a due payment 10 days in advance. Just brilliant! Reviewed on: 27th May 2024

Excellent way to purchase and manage payments

Excellent way to purchase and manage payments Reviewed on: 27th May 2024

Easiest process for any pay in 3 transaction and mos...

Easiest process for any pay in 3 transaction and most secure transaction Reviewed on: 27th May 2024

Great for high end items.

Fantastic for balancing payments for high end products, that I rely on to help keep creating social media content, that allows me to be more independent and work towards developing a buissness. Reviewed on: 27th May 2024

I've used pay in 3 a few times, good service

I've used pay in 3 a few times when I didn't feel like paying the full cost upfront. 2 months is a nice buffer to spend a bit without it feeling like a long credit agreement Reviewed on: 27th May 2024

The service is good but would be better if you coul...

The service is good but would be better if you could pick the three payment dates. Reviewed on: 27th May 2024

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