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PayPal: Pay in 3 reviews

4.76
Based on 94,469 reviews, last reviewed 8th Jul 2026
504% increase in 5 star reviews
in the past 90 days
494% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Helpful and hassle free I've made several payments now with buy now pay in three monthly installments with out interest and I've been able to afford some of the things that w... Read more Reviewed on: 8th July 2026

Latest lowest rating:

1

Worst company even would be funny if wasn’t costing me Got blocked out of account due to you needing additional security which includes an historic phone number - no other options to validate ID. Tried cus... Read more Reviewed on: 8th July 2026
Thomas M's avatar
Thomas M

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (94609)

Allows me to have something I need just now and pay...

5
Allows me to have something I need just now and pay in 3 instalments. Makes things more affordable in these difficult times Reviewed on: 24th May 2024

The service for paying online.

5
*The* service for paying online. I've been using PayPal for many years to help with purchasing items online or else using it to feel more secure when buying from an unfamiliar store front. It greatly simplified all parts of paying while still providing great security and amazing tools. Reviewed on: 24th May 2024

Brilliant experience, loved such options

5
Brilliant experience, loved such options Reviewed on: 24th May 2024

very easy payments and very professional

5
very easy payments and very professional Reviewed on: 24th May 2024

Amazing customer service,friendly and quick payment...

5
Amazing customer service,friendly and quick payment method Reviewed on: 24th May 2024

PayPal pay in 3 makes it easier for me to make purch...

5
PayPal pay in 3 makes it easier for me to make purchases online and manage my finance. Reviewed on: 24th May 2024

Best service ever!

5
Never had any issue that hasn't been easily resolved Reviewed on: 24th May 2024

It's good but the interest rates are abit high

5
It's good but the interest rates are abit high Reviewed on: 24th May 2024

Brilliant for big purchases

5
Pay in 3 excellent for spreading the cost of larger purchases - especially unexpected ones! The interest free option is even better than using credit card Reviewed on: 24th May 2024

PayPal is great to use to send money to friends and...

5
PayPal is great to use to send money to friends and also when I am tight in money the three in 1 is great Reviewed on: 24th May 2024

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