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PayPal: Pay in 3 reviews

4.76
Based on 91,663 reviews, last reviewed 8th Jul 2026
499% increase in 5 star reviews
in the past 90 days
467% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent Experience I have used PayPal for long time and so far no issues.May be you can improve on more user friendly web.good all round. Reviewed on: 8th July 2026
Kirit P's avatar
Kirit P

Latest lowest rating:

1

I got the card and its useless, trying to login is a... I got the card and its useless, trying to login is always a nightmare security Reviewed on: 8th July 2026
Phil r's avatar
Phil r

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (94399)

PayPal is useful but customer service could improve

4
I find using PayPal helpful for items pay in 3 and credit however when there is a problem it's very difficult to resolve an issue with PayPal and customer service do not read your issue correctly and they do not respond correctly nor do they help you. They provide scripted responses. Reviewed on: 24th May 2024

PayPal is great.

5
PayPal is great. Its a versatile safe and secure way to pay either online or in store woth PayPal credit. The pay in 3 option is great! Giving you the chance to spread over 3 months. Reviewed on: 24th May 2024

makes it super easy to spread out payment.

5
makes it super easy to spread out payment. no fuss Reviewed on: 24th May 2024

Versatile, Flexible and really Helpful

5
Paypal Pay in 3 has helped me out in difficult situations like when my daughter broke her bed and I didn’t have £300 cash. It’s versatile, flexible and really useful. Reviewed on: 24th May 2024

Works really well and makes transactions feel safe

5
Works really well and makes transactions feel safe Reviewed on: 24th May 2024

Pay in 3 is a great idea.

4
Pay in 3 is a great idea. It has proven to be very helpful. Reviewed on: 24th May 2024

a peace of mind

5
Helpful, gives you always a peace of mind Reviewed on: 24th May 2024

When you haven’t got much money if you want to buy s...

5
When you haven’t got much money if you want to buy something expensive the pay pal pay in 3 is handy to break down the payment Reviewed on: 24th May 2024

Perfect experience recommend everyone

5
Perfect experience recommend everyone Reviewed on: 24th May 2024

Easy method of payment

5
Pay in three is easy to use from the PayPal app when you are buying something as it comes up as an option along with other means of payment. It really helps with bigger purchases such as theatre tickets Reviewed on: 24th May 2024

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