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PayPal: Pay in 3 reviews

4.76
Based on 91,663 reviews, last reviewed 8th Jul 2026
499% increase in 5 star reviews
in the past 90 days
467% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent Experience I have used PayPal for long time and so far no issues.May be you can improve on more user friendly web.good all round. Reviewed on: 8th July 2026
Kirit P's avatar
Kirit P

Latest lowest rating:

1

I got the card and its useless, trying to login is a... I got the card and its useless, trying to login is always a nightmare security Reviewed on: 8th July 2026
Phil r's avatar
Phil r

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (94230)

Pay in 3 is so convenient.

5
Pay in 3 is so convenient. I can order something relatively expensive and instead of a large amount coming out of my bank account, 3 smaller payments are not so noticeable. Reviewed on: 23rd May 2024

I've used pay in 3 a few times to cover costs while...

5
I've used pay in 3 a few times to cover costs while waiting for payday or to just make a cost more managable and have found it quick, simple and easy to use. Reviewed on: 23rd May 2024

Always quick and simple to use.

5
Always quick and simple to use. I feel I can trust them. Reviewed on: 23rd May 2024

All round brilliant

5
Never had any trouble, customer services very helpful and efficient, and pay in 3 option is brilliant Reviewed on: 23rd May 2024

I love the pay in three!

5
I love the pay in three as on maternity post it means I can spread big payments without interest to worry about. Reviewed on: 23rd May 2024

PayPal is tops for online purchases

5
Always had a positive experience with paypal easy to use with the app too.having the buyer protection helps with any issues which may arise. I love both buying and selling and sending money using paypal.pay in 3 simply helps keep things may Reviewed on: 23rd May 2024

Always good service and easy to use

5
Always good service and easy to use Reviewed on: 23rd May 2024

Perfect, and easy.

5
The ease of use is incredible and I love using the pay in 3 feature. Reviewed on: 23rd May 2024

I love using Pay In 3, i use it whenever i can

5
I love using Pay In 3, i use it whenever i can, its incredibly useful and means i can afford things i usually couldnt Reviewed on: 23rd May 2024

Easy to arrange & good value widely available

5
Easy to arrange & good value, available for many products including major brands. Helped me in managing finances by allowing me to meet my family 's needs . Reviewed on: 23rd May 2024

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