Write a review

Newsletter

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (95274 reviews)

View other PayPal products

4.76

Based on 94,469 reviews, last reviewed 8th Jul 2026

504% increase in 5 star reviews

in the past 90 days

494% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Helpful and hassle free I've made several payments now with buy now pay in three monthly installments with out interest and I've been able to afford some of the things that w... Read more Reviewed on: 8th July 2026

Latest lowest rating:

1

Worst company even would be funny if wasn’t costing me Got blocked out of account due to you needing additional security which includes an historic phone number - no other options to validate ID. Tried cus... Read more Reviewed on: 8th July 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (95274)

excelent super experience with payPal account

excelent super experience with payPal account Reviewed on: 12th May 2024

5*paypal

I’ve used PayPal for as long as I can remember ! It’s the safest and securest way to pay - the pay in 3 option is so handy too. Reviewed on: 12th May 2024

Pay in 3

Pay in 3 is wonderful , I can use it every time I order online with 0 fees and I save money . Reviewed on: 12th May 2024

Easy to use and security

Not only is easy to use, PayPal offers you security when buying something online. I just love this service. Reviewed on: 12th May 2024

Great safe secure way to shop online.

Great safe secure way to shop online and free credit and pay in 3 Reviewed on: 12th May 2024

Simple and effective.

Simple and effective. Easy to Use Reviewed on: 12th May 2024

Nice and easy

Easy to use, the app also provides very clear information on what payments due when. Faff-free instalment payment option. Reviewed on: 12th May 2024

Easy as 1-2-3

Easy, accessible and available almost everywhere as a payment option. Saved my back many times! when the cash was not in hand/bank. No strings attached, simple as 1-2-3 - you just divide the amoutbper three and that is your monthly rate with 0% APR. Perfect! Reviewed on: 12th May 2024

makes big purchases so much easier so easy to apply.

makes big purchases so much easier so easy to apply. has not affected credit rating unlike amazon pay in 3 with barclays did last year. thanks pay pal. Reviewed on: 12th May 2024

Easy to use no hassle.

Easy to use no hassle. Does take in account your financial situations so may not always be able to use it. Reviewed on: 12th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Klarna card
from Klarna 4.02 from 4 reviews
Retail finance
from PayItMonthly 4.81 from 293 reviews
Buy Now Pay Later
from Duologi 4.30 from 14 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.73 from 172549 reviews
Payments
from PayPal 4.70 from 3836 reviews
Credit card
from PayPal 4.70 from 119 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub