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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (95194 reviews)

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4.76

Based on 94,469 reviews, last reviewed 8th Jul 2026

504% increase in 5 star reviews

in the past 90 days

494% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Helpful and hassle free I've made several payments now with buy now pay in three monthly installments with out interest and I've been able to afford some of the things that w... Read more Reviewed on: 8th July 2026

Latest lowest rating:

1

Worst company even would be funny if wasn’t costing me Got blocked out of account due to you needing additional security which includes an historic phone number - no other options to validate ID. Tried cus... Read more Reviewed on: 8th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (95235)

I use pay in 3 help me buy this for my house like tv...

I use pay in 3 help me buy this for my house like tv,fridge etc.. Reviewed on: 12th May 2024

Convenient and allows me to purchase things with ease.

Convenient and allows me to purchase things with ease. Reviewed on: 12th May 2024

It’s hard to contact PayPal for any payments that ar...

It’s hard to contact PayPal for any payments that are not correct. Reviewed on: 12th May 2024

I’ve never had any problems with Pay in 3.

I’ve never had any problems with Pay in 3. Transactions and refunds have been actioned swiftly. Reviewed on: 11th May 2024

It was not as easy to speak with someone.

It was not as easy to speak with someone. Make it more easy to speak with someone than computer Reviewed on: 11th May 2024

it’s useful for most things

it’s useful for most things i buy that are over £30 but it is sometimes unclear about if it will deny it or not Reviewed on: 11th May 2024

Such a brilliant idea, easy to use and have used pay...

Such a brilliant idea, easy to use and have used pay in 3 a few times now. With no interest its a bonus! you can literally get what you want straight away when times are hard... it was so good at xmas being able to get everyones presents in one place then splitting the cost helped so much I'm so greatful for this service! Reviewed on: 11th May 2024

Lifesaver!

PayPal pay in 3 is the difference in my family having nice things and not. Reviewed on: 11th May 2024

It’s been a wonderful experience so far

It’s been a wonderful experience so far Reviewed on: 11th May 2024

Quick and easy to setup and pay.

Quick and easy to setup and pay. Never had any issue. Reviewed on: 11th May 2024

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