Smart Money People Logo

PayPal: Pay in 3 reviews

4.93
Based on 33,106 reviews, last reviewed 13th Apr 2026
1015800% increase in 5 star reviews
in the past 90 days
2000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal refund I order through PayPal and if and when I don’t receive the order,I have no problem getting a refund and it’s simple enough to do Reviewed on: 13th April 2026
Rosemary B's avatar
Rosemary B

Latest lowest rating:

1

No longer too use pay in 3.. No longer too use pay in 3......& don't know why. Reviewed on: 10th April 2026
Vinni 's avatar
Vinni

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (33106)

Never had an issue, very convenient

5
Never had an issue, very convenient Reviewed on: 9th April 2026

I have never needed customer help. Best finance company

5
I have never used customer help services as I have never needed to use it. Most useful and easiest finance company I have ever used.Brill. Reviewed on: 9th April 2026

Never let me down

5
Never let me down never gave me any problems, every transaction went through easily Reviewed on: 9th April 2026

PayPal has amazing offers to balance finances

5
PayPal is very fast and has amazing offers to help our finances, I often use the PayPal credit with 4months to pay, with 0% interest. Good to balance de debits when we have a last minute high value expense. Reviewed on: 9th April 2026

Very handy if you want to spread the cost

5
Very handy if you want to spread the cost Reviewed on: 9th April 2026

Splits payments into 3, simple as

5
Splits payments into 3, simple as Reviewed on: 9th April 2026

Everything is Easier and Faster

5
PayPal has made everything easier to pay for, makes it easier to trust a merchant and any problems, I’ve been able to speak to a human, not a a chatbot, and get an issue resolved quickly. Reviewed on: 9th April 2026

Amazing service

5
Always so fast and easy. The app is easy to navigate and use. Been using them for years now. Reviewed on: 9th April 2026

flexibility

4
great, flexible payment options to use, able to use across various outlets / shopping. easy to use on the app. can also set up direct debits so not to miss a payment. Monthly reminders on email to help with regular payments. Reviewed on: 9th April 2026

Paypal is very helpful in keeping online transaction...

5
Paypal is very helpful in keeping online transactions secure and helping tk pre ent fraud i always feel confidentwhen I shop online and use PayPal as my payment method Reviewed on: 9th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Open

    from PayPal 5.00 from 3 reviews
    PayPal
  • Credit card

    from PayPal 4.92 from 48 reviews
    PayPal
  • Payments

    from PayPal 4.92 from 3668 reviews
    PayPal
    View all products