Paid advertisement
Smart Money People Logo
Newsletter

PayPal: Pay in 3 reviews

4.76
Based on 94,469 reviews, last reviewed 8th Jul 2026
504% increase in 5 star reviews
in the past 90 days
494% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Helpful and hassle free I've made several payments now with buy now pay in three monthly installments with out interest and I've been able to afford some of the things that w... Read more Reviewed on: 8th July 2026

Latest lowest rating:

1

Worst company even would be funny if wasn’t costing me Got blocked out of account due to you needing additional security which includes an historic phone number - no other options to validate ID. Tried cus... Read more Reviewed on: 8th July 2026
Thomas M's avatar
Thomas M

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (94992)

Useful, easy service

5
Quick and easy, helps with budgeting Reviewed on: 8th July 2026

Good reminders and easy to request refunds.

5
Good reminders and easy to request refunds. Trustworthy. Reviewed on: 8th July 2026

Excellent service so easy to use.

5
Excellent service so easy to use. Great for spreading payments and making it easier on thr purse. 100% recommend Reviewed on: 8th July 2026

Great experience, quick and easy

5
Great experience, quick and easy Reviewed on: 8th July 2026

Review paypal

4
It’s really good to use especially for people with a low income so easy to use Reviewed on: 8th July 2026

PayPal is excellent

5
I find Pay in 3 very useful.It helps to pay for more expensive items As I only have my state pension it helps if I have to make an emergency purchase.I know with PayPal my money is safe. Reviewed on: 8th July 2026

Never had a problem using the app and the pay in 3 i...

5
Never had a problem using the app and the pay in 3 is a brilliant option Reviewed on: 8th July 2026

Tillytaylor64

5
I have used PayPal since I got my phone would recommend it Reviewed on: 8th July 2026

A Competitive Financial Tool

5
Using PayPal:Pay in 3 has enabled me purchase needs for my family without having to put it off. It is also a great way to build up my credit score when I ensure my remits go out as at when due. Reviewed on: 8th July 2026

Excellent customer service

5
When i have had problems in the past customer service have always sorted problem. Reviewed on: 8th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Credit

    from PayPal 4.73 from 172200 reviews
    PayPal
  • Payments

    from PayPal 4.70 from 3835 reviews
    PayPal
  • Credit card

    from PayPal 4.70 from 119 reviews
    PayPal
    View all products