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Policy Expert : Home insurance reviews

4.73
Based on 9,137 reviews, last reviewed 11th Jun 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
84%
See only 4 star reviews
14%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Good communications and clear documents Well communicated and clear documents Reviewed on: 11th June 2026
RICHARD C's avatar
RICHARD C

Latest lowest rating:

1

Don't expect to be able to claim on your insurance Last week, I had to use an emergency locksmith to get into our home. My key and my partner's key both simply did not unlock the door. Something turned... Read more Reviewed on: 12th May 2025
Mister Customer's avatar
Mister Customer

About this product

Policy Expert home insurance policies are available in three levels of cover – bronze, silver and gold.

You can get a quote and manage your Policy Expert home insurance policy online. Policy wording has been reviewed by the Plain English Campaign, who champion policies that are crystal clear.

Policy Expert home insurance reviews help you find out what it’s really like to be a customer. If you’ve used Policy Expert before, you can also leave a review and share your experience.

Policy Expert Home insurance reviews (9137)

Review of the Policy Expert, Home insurance:

Great, friendly staff

5
Great, friendly staff and user friendly website, easy to use. Best price which was very important to us with all the features that I needed. Reviewed on: 2nd August 2024

Quick, easy and light on the pocket

5
This is my second year of having buildings and contents insurance through Policy Expert. Easy to apply online and competitive with others. Reviewed on: 7th July 2018

Some difficulty renewing

3
Previously with policy expert, was called to offer renewal and offered reduced price from original renewal quote. Has some building work done so was sent a form to update the policy. Once this was sent back the renewal date had passed and was then told the quote had increased by £40. Felt this wasn't made clear and he person I spoke to was unable to offer the same quote. Found it quite frustrating Reviewed on: 7th July 2018

Great service and a great price

5
Great customer service at a great price explained in plain English! Reviewed on: 7th July 2018

Knowledgeable professional staff, good prices

4
My insurance was put up the second year, having called them to cancel and having had no previous claims they went through some offers with me and I ended up staying with them, the gentleman was professional and knew his stuff. I was pleased with the thorough service. Reviewed on: 7th July 2018

Good service

5
We renewed our home insurance with Policy expert when the price matched with comparable quotes online. Very friendly team. Reviewed on: 7th July 2018

People friendly

5
A friendly human being, who understood talking to normal people using appropriate language, at the end of the phone meant setting up and sorting our insurance easy. Reviewed on: 6th July 2018

Go for it

5
Having tracked round the sites for a good reasonable priced house insurance I came across Policy Expert . So far I had to claim on the FREE emergency cover ,nothing was a problem ,boiler fixed next day . All the policy dockuments arrived in a couple of days ,had a wee querie but was resolved in minutes Highly recommend Policy Expert ! Reviewed on: 6th July 2018

Excellent service

5
Excellent service , with all the communication via email, which helps with a busy work life ... Thanks Reviewed on: 6th July 2018

Great

5
Find the advisor friendly & happy to help with my new quote.My quote was very good & saved £50 off my renewal. Reviewed on: 6th July 2018

Simple

4
I read other reviews which were very highly rated. The process of obtaining the policy was very simple and appeared to offered a very good package for much less than other companies Reviewed on: 5th July 2018

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