Smart Money People Logo

Policy Expert : Home insurance reviews

4.76
Based on 9,136 reviews, last reviewed 16th Apr 2026
100% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
84%
See only 4 star reviews
14%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Excellent service. I renewed my home insurance and the process was really easy and quick. The staff were polite, friendly and helpful and I got an excellent deal. Reviewed on: 16th April 2026
J W's avatar
J W

Latest lowest rating:

1

Don't expect to be able to claim on your insurance Last week, I had to use an emergency locksmith to get into our home. My key and my partner's key both simply did not unlock the door. Something turned... Read more Reviewed on: 12th May 2025
Mister Customer's avatar
Mister Customer

About this product

Policy Expert home insurance policies are available in three levels of cover – bronze, silver and gold.

You can get a quote and manage your Policy Expert home insurance policy online. Policy wording has been reviewed by the Plain English Campaign, who champion policies that are crystal clear.

Policy Expert home insurance reviews help you find out what it’s really like to be a customer. If you’ve used Policy Expert before, you can also leave a review and share your experience.

Policy Expert Home insurance reviews (9136)

Review of the Policy Expert, Home insurance:

Great, friendly staff

5
Great, friendly staff and user friendly website, easy to use. Best price which was very important to us with all the features that I needed. Reviewed on: 2nd August 2024

Top service!

5
Everything was so easy! The aim seems to be offering great customer service along with great prices and they delivered. Thanks Policy Expert! Reviewed on: 30th March 2018

Quick and simple purchase process!

5
Like many, I used an insurance comparison website, and Policy Expert came up with the best price, considering all the features I required. One click, and I was through to the Policy Expert website, another click to confirm everything I'd entered on the comparison website was correct, then one last click to buy the policy. All in all, a completely pain-free process. No-one enjoys purchasing insurance, but this was about as close as it's possible to get! Reviewed on: 30th March 2018

Excellent service

5
Very good customer service. I had to change the start date of my policy to match the exchange date for my contracts for a new home, no issues and sorted it straight away. Also excellent value a really positive experience thus far Reviewed on: 30th March 2018

Easy to renew

5
I phoned up to cancel.they offered to give me a better price, in fact they did and the process was very simple. Reviewed on: 30th March 2018

What it says on the tin

4
Checked through comparison sites. Best price with their free legal and emergency cover. Purchase straightforward. Reviewed on: 30th March 2018

Excellent

5
Great policy , good value for money and excellent cover so instead of shopping around wasting time I’ve just renewed my policy for the second year Reviewed on: 30th March 2018

easy to arrange

5
really straight forward website, only took a few minutes to arrange the policy Reviewed on: 29th March 2018

Thanks to Sam

4
Just want to say that when it came to being guided along the process of renewing my mums home insurance, I want to thank Sam personally for the way he dealt with our issues professionally and sensitively. Thanks again Sam Reviewed on: 29th March 2018

ANNUAL RENEWAL HOME AND CONTENTS POLICY

5
I dealt by phone with Leah, who was charming and most helpful, getting me Emergency Cover included and a better price, beating all other quotes I received. Well done and thanks. Reviewed on: 29th March 2018

Easy life

4
Just renewed house insurance and it was very quick, simple and stress free. Received renewal quote with details. Liked quote and that was that. Reviewed on: 29th March 2018

Do you have a different Policy Expert product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Policy Expert ?

    View all products