Smart Money People Logo

RAC: Breakdown cover reviews

1.45
Based on 183 reviews, last reviewed 6th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
11% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
13%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
2%
See only 1 star reviews
79%

Latest highest rating:

5

Reliable and cheaper I have not had to use RAC this year but I have in the past and they came in a reasonable time. They are cheaper than the AA . I onl... Read more Reviewed on: 12th September 2025
gwen's avatar
gwen

Latest lowest rating:

1

Called yesterday for a recovery after 5 hours I got... Called yesterday for a recovery after 5 hours I got text message saying your assistance rescheduled to tomorrow, Reviewed on: 6th January 2026
mosif's avatar
mosif

About this product

RAC breakdown cover is available in three levels – Basic, Standard and Extra.

RAC claim to get to most breakdowns in 60 mins or less and say that patrols fix 4/5 breakdowns on the spot. In the myRAC app you can get savings on fuel and tyres. Options are available for vehicle cover, personal cover and family cover.

RAC breakdown cover reviews help you find out what it’s really like to be a customer. If you’ve used RAC before, you can also leave a review and share your experience.

Review RAC: Breakdown cover now

Help others make smarter decisions by sharing your own experience. Write a review

RAC Breakdown cover reviews (183)

Cheap first year

3
Gave a cheap quote for the first year but upped it considerably for the following year, for the same cover. Automatically renews which is also a pain. If you don't check your renewal quote within a few weeks, it disappears and you have no access to your documents, price paid, etc, even online. Reviewed on: 22nd November 2017

Good experiences

5
Have always had no problem or lengthy waits when I've had to call them out. Very friendly technicians. Reviewed on: 30th September 2017

RAC - 5 stars!

5
reliable, friendly and efficient customer service! would highly recommend. Reviewed on: 28th September 2017

Great

5
Great service, absolut bargain for the cover they provide Reviewed on: 25th September 2017

Always a professional service

5
Have recommended to all of my friends. They offer a friendly but professional telephone helpline. Breakdown service personnel are always very competent. Reviewed on: 12th July 2017

No issues

4
Good customer service, cheap premiums and reliable brand name. Reviewed on: 30th May 2017

Quick, efficient service.....

5
Have had to use the RAC call out a few times over the years.....they're always quick, efficient and run a good service by friendly engineers Reviewed on: 2nd May 2017

Being taken to the local garage with a metal bar, lovely!

1
Just received an email that for a missed payment due to other payments taken from my account I will be charged a hefty £25,and my insurance for a month is £29.Are you kidding me? A RIPP OFF COMPANY, which sadly won't realise until you already signed with them. Doing a research apparently a change of address would cost you the same and to cancel fee is at least £55.Right now I would love to speak to Mark Godfrey the Head of the insurance! AND I SHOULD SHARE HOW GREAT YOU BREAKDOWN COVER IS Too since I had to stay behind the wheels at - 3 Celsius with the window open behind a recovery van and a piece of metal, didn't you hear of platform, not to mention my car is automatic. To summarise I DON'T RECOMMEND RAC AND YOU SHOULD BE AWARE IF THINKING OF BUYING INSURANCE FROM THEM AND READ THE SMALL PRINT! Reviewed on: 7th January 2017

Great customer service

4
I've been a member for a few years now and had to call to discuss my premium. The lady on the phone was really helpful and friendly. She dealt with my query quickly. Reviewed on: 24th December 2016

Expensive Platnium breakdown cover is a ruse

1
When purchasing my vehicle I regretfully believed the car salesman that RAC breakdown cover was a good product. I paid £1099 for the platinum version which was meant to offer great cover if anything were to go wrong with the vehicle. Well, something did go wrong with the vehicle which was expensive to fix and RAC have angled every way they possibly can not to pay. Honestly, save your money and do not go near this company. Reviewed on: 21st December 2016

Do you have a different RAC product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review
Are you a business? Get insights, reply to reviews, invite customers and understand their needs

Want to see more from RAC?

  • Personal Loan

    from RAC 3.92 from 6 reviews
    RAC
  • Car insurance

    from RAC 1.92 from 189 reviews
    RAC
  • Travel Insurance

    from RAC 1.00 from 1 reviews
    RAC
    View all products