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RCI Bank: Fixed Term Savings Account reviews

Name: Fixed Term Savings Account
Rating: 4.88 (3034 reviews)

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4.88

Based on 3,034 reviews, last reviewed 12th Mar 2026

51900% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

Brilliant service I set my fixed term savings account up around 3 years ago, I’ve reinvested recently because I’m extremely happy with the service I receive, and I can’... Read more Reviewed on: 12th March 2026

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025

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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

RCI Bank Fixed Term Savings Account reviews (3034)

Review of the RCI Bank, Fixed Term Savings Account:

app extremely easy to use

Good value, app extremely easy to use and interest paid monthly. Reviewed on: 28th February 2025

Excellent communications, no issues

Excellent communications, no issues Reviewed on: 9th April 2025

Excellent interest rates and an easy-to-use website.

The interest rates of RCI bank are excellent, and compare well with other financial institutions. All written communications from RCI bank are courteous and helpful.The website of RCI bank is straightforward and easy to use. Reviewed on: 9th April 2025

As a new customer, they have made the experience enj...

As a new customer, they have made the experience enjoyable Reviewed on: 9th April 2025

Great company does it's all for it's customers.

Great company does it's all for it's customers. Reviewed on: 9th April 2025

Easy to use banking

Easy to use banking. Simple and effective. As an online banker, you don't need anything more than this. Good customer service and someone ready to answer your questions within a short timeframe. Very pleased. Reviewed on: 9th April 2025

RCI is on my team

My previous bank was forever on their side. They seemed to offer me very little in return for me depositing money with them. RCI all change, it feels like they are batting for me!! my best move ever. Reviewed on: 9th April 2025

That rainy day fund

Great for medium term savings although it is better to have interest paid yearly instead of at the end of the term Reviewed on: 9th April 2025

Simple to use and easy to view on the app with compe...

Simple to use and easy to view on the app with competitive rates Reviewed on: 9th April 2025

Easy to use app and web site and good interest...

Easy to use app and web site and good interest rates Reviewed on: 9th April 2025

Good rates of interest and excellent communication

Good rates of interest and excellent communication Reviewed on: 9th April 2025

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