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RCI Bank: Fixed Term Savings Account reviews

Name: Fixed Term Savings Account
Rating: 4.82 (2486 reviews)

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4.87

Based on 2,486 reviews, last reviewed 27th Jan 2026

300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

87%

10%

Latest highest rating:

4

Have 2 fixed savings accounts with good interest rates Have 2 fixed savings accounts with good interest rates Reviewed on: 27th January 2026

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025

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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

RCI Bank Fixed Term Savings Account reviews (2486)

Review of the RCI Bank, Fixed Term Savings Account:

app extremely easy to use

Good value, app extremely easy to use and interest paid monthly. Reviewed on: 28th February 2025

RCI online experience

Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for online access. Reviewed on: 22nd April 2025

RCI Bank on line account is user friendly and always...

RCI Bank on line account is user friendly and always works well with no fuss. RCI interest rates are very competitive. I have been using RCI for quite a few years now and will continue to do so for the forseeable future. Reviewed on: 22nd April 2025

A good experience over many years.

Have been saving with RCI for many years, the rates are competitive and the service, reliable. I'm confident this will remain the case in future. Reviewed on: 22nd April 2025

Good interest rates and easy to open a new account.

Good interest rates and easy to open a new account. Phone enquiries answered promptly. Reviewed on: 21st April 2025

Always kept informed by emails about my savings.

Always kept informed by emails about my savings. Reviewed on: 20th April 2025

Good rates and excellent customer service.

Good rates and excellent customer service. Reviewed on: 18th April 2025

Trouble free banking, as it should be!

No issues at all, would recommend Reviewed on: 18th April 2025

Person I spoke with was very helpful.

Person I spoke with was very helpful.No trouble getting through on phone. Reviewed on: 18th April 2025

Excellent Bank

Excellent service, very good interest rates & easy to manage app.would definitely recommend RCI bank to others. Reviewed on: 17th April 2025

Easy and secure

Very easy to set up and good communications after. Kept well informed and updated. I feel my savings are secure and making me good interest. Reviewed on: 17th April 2025

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